Proceedings of the International Conference on Economics and Banking 2015

Session: Finance and Banking

24 articles
Proceedings Article

The Influence Of Mobile Banking Transaction Used On Cost Reduction Of SMEs Employers

Sri Rahayu, Gilang Rahadian P.
The aim of this study is to investigate the use of mobile banking as a way to decrease the transaction costs for the SMEs entrepreneurs. Mobile banking is a facility that is provided by the bank to its customers to better facilitate them in the transaction. Efficient in terms of time and cost is one...
Proceedings Article

Financial Performance, Macroeconomic Factors and Stock Return

Rita Zulbetti, A.H. K. Prihartono, Perwito
The objective of this research is to analyze the influence of Capital Adequacy Ratio, Non Performing Loan, Operating Expense to Operating Income, Net Interest Margin, Loan to Deposit Ratio, Economic Growth, Inflation Rate, Interest Rate and Exchange Rate to Stock Return of banking companies on SRI-Kehati...
Proceedings Article

Equity Fund’s Performance Evaluation

Mirza Hedismarlina Yuneline
One of the long-term investment’s option is equity fund, since it suitable for the investor who have limited fund, time, and information. In Indonesia, there are 132 products of equity fund that offer many investment alternatives, but in the other hand investors must choose it thrifty based on their...
Proceedings Article

Comparative Study of Students Financial Literacy And Its Demographic Factors

Hery Syaerul Homan
Results of a survey conducted by Indonesia Financial Services Authority in 2013 showed that only 21.84 percent of Indonesia's population are classified as well literate. Students are one of the components of society, which is quite large and will provide a major influence in the economy because in the...
Proceedings Article

Banking Service Quality Analysis in Facing Challenges and Opportunities for Business Development

Edhi Asmirantho, Rorim Panday
Banking business competition is so tight, in terms of offering banking products. In the competition, there is always a challenge and an opportunity. Banking business included in service operations, thus each bank trying to service its services to provide satisfaction to its customers and to attract new...
Proceedings Article

Strategic Management Banking Technology Readiness Analysis in Facing Challenges and Opportunities

Kamaludin Kamaludin, John Tampil Purba
Opportunities and challenges are the culture of the people in business arena. Those also happen in the Banking Industry over the world, transforming from the traditional systems into high end technology. Strategic Management is needed in preparing technology readiness (TR) of banks in customer-focused...
Proceedings Article

Green Banking : One Effort To Achieve The Principle Of Good Corporate Governance (GCG)

Fia Dialysa
Environmental damage that occurs in most of the Earth causing environmental movement nowadays in various fields with the term green, eco. One of them is in banking. Implementation of green banking holds the principle of sustainable development that development should have a balance on three viewpoints...
Proceedings Article

Mediate Job Satisfaction: Effect of Transformational Leadership on Organizational Citizen Behavior (OCB) (Studies on employees PD. Rural Banks (BPR) in Cirebon)

Kartono, Moh. Yudi Mahadianto, Mardi
This study examined the mediating role of job satisfaction influence of transformational leadership on organizational citizenship behavior in PD. Rural Banks (BPR) in Cirebon. Research quantitative with individual sample units totaling 128 employees PD. Rural Banks (BPR) in Cirebon has a minimum term...
Proceedings Article

Impact of Firm Leverage to Performance: Evidence from Shariah and Non-Shariah Compliant Companies in Malaysia

Wan Shahzlinda Shah Bt Shahar, Wan Shahdila Shah Bt Shahar
This study are meant to investigates the impact firm leverage towards the performance of Shariah compliant listed companies with the non-compliant Shariah listed companies and to discover on their firm leverage practices from each other. A total 70 construction companies listed in Securities Commission...
Proceedings Article

Reference to Shari’ah Advisory Council in Islamic finance: Effect of Changes to the Stakeholders

Nurauliani Jamlus Rafdi, Surianom Miskam, Noor Aimi Mohamad Puad
The passing of the Central Bank of Malaysia Act 2009 has granted the authority to the Central Bank of Malaysia for the establishment of the Shariah Advisory Council as the highest and sole authority for the purpose of Islamic financial business in Malaysia. The intention of the Parliament is to rectify...
Proceedings Article

Green Accounting: Comprehension of Accounting Students

Shofiana Hanifa, Abdul Kahar
Increasing of society awareness supported by unlimited information access nowadays causing environmental issues always take widespread attention from any holder. Green accounting is an answer from accounting towards environment degradation issues which caused by business activities. In this terms, accounting...
Proceedings Article

Trading Activity as a Liquidity Measure In Indonesia Stock Exchanges

Erna Garnia, Rachmat Sudarsono, Dian Masyita, Ina Primiana
Trading activity that is indicated by the trading volume or the turnover is the measures of stock market liquidity. This paper presents a theoretical and empirical investigation of the relation between return and trading activity. As a consequence of clientele effect that relating the holding period...
Proceedings Article

Innovation Green Banking in Banking Service (Electronic Banking) to Improve Quality

Resi Juariah
The concern about environment is now even more intensive than some time before. This concern comes from various organizations, one of them is from the bank bringing the idea of Green Banking. Green banking is an environmentally friendly bank activity by considering three aspects: 3Ps (profit, planet...
Proceedings Article

Mutual Fund Performance : Stock Selection or Market Timing

Moh. Benny Alexandri
The number of mutual fund investors in Indonesia as an emerging market in compared with the population of Indonesia is very small. In the United States, mutual funds have become part of a family, where in 10 families, 8 have invested in mutual funds. While in Indonesia is still needs more time to achieve...
Proceedings Article

Capital, Operational Efficiency And Credit Risk In The Banking Intermediation

Herry A. Buchory
Regional Development Bank in Indonesia was established to accelerate the growth of the economy. But in reality the contribution of BPD to Gross Regional Domestic Product in 2014 was still relatively small. The aim of this study was to analyze the factors that affect the banking intermediation include...
Proceedings Article

Independent Comisioners As A Good Corporate Governance Mechanisme To Increase Coporate Performance

Dito Rinaldo, Vina Anggilia Puspita
This study aims to determine the effect of independent commissioner in the composition of the board of commissioner on corporate performance that measured by return on assets. The research object are Islamic banks that listed on the Indonesia Stock Exchange (BEI). In examining the effect of the composition...
Proceedings Article

Social Performance Analysis of Indonesia Islamic Banking Using Islamic Social Reporting Index

Resa Saridona, Martha Fani Cahyandito
Banking plays a vital role as the world’s economic driver in a country, including Islamic bank, which is now thriving rapidly. However, it could not be denied that there are social and environment impacts which are caused by Islamic bank. The study aims to explore the social and environment performance...
Proceedings Article

Restatement And Accrual Basis Issue In Government Accounting

Erlynda Yuniarti Kasim
Beginning of the year 2015, Indonesian Government start to implement Accrual-based accounting. The government need to prepare the restatement of financial statement. This paper discuss what and how to prepare the restatement and also some issues in implementing the accrual-based accounting in government...
Proceedings Article

Analysis of Relationship of Environmental Performance and Firm Value

Kannya Purnamahatty Prawirasasra
Environmental has been an isuue for Indonesia, which impose threats to sustainable development, such as the impact of climate change and also energy and food crisis. Bank Indonesia as a regulator in banking industry, decided to publish the regulation about Green Banking, as an act to focus on raising...
Proceedings Article

An Influence Of Psak 28, 36, & 62 Implementation To The Technical Reserve And Underwriting Revenue In General Insurance

Ramson Sinaga
The general insurance is a business with specialization in protection to the endured in overcome of risk on lost, revenue lost, and liability to the third party in due to the uncertainty event. The study intends to review on how influences the establishment of reserve on premise that was not become a...
Proceedings Article

The Influence Of Director Ownership on the relationship between firm's Financial Performances (FP) and Social Peformance (SP): Malaysian Evidence

Sarifah Ismail, Teh Suhaila Tajudin, Zainab Aman
The slack resource theory is argued that companies who are financially strong would have slack resources that would provide the opportunity to invest in social activities for community, employee, and environment. If slack resources are available from previous financial performance, better financial performance...
Proceedings Article

The Development Of Islamic Pawnbroking in Malaysia, Application and ITS Challenges

Nor Fadilah bt Bahari, Shafina bt Fisal, Wan Shahdila Shah bt Shahar, Tajul Azli bin Shahadan
Islamic Pawn Broking industry, known as Ar Rahnu, have since received tremendous support in the Malaysian market, especially amongst micro, small and medium entrepreneurs. The pioneer of Ar Rahnu in Malaysia was Muassasah Gadaian Islam Terengganu(MGIT) introduced in 1992. This paper aims to provide a...
Proceedings Article

Determinant of Saving Behavior among Staff in International Islamic University College Selangor

Nurul Wajhi Ahmad, Mawar Murni Yunus, Nuzul Akhtar Baharudin, Norhanizah Johari, Norazlina Ripain
This paper analyses the relationship of saving behavior to financial management practice, financial distress, and financial literacy. This paper utilized questionnaire- based surveys to obtain information about saving behavior. The sample comprised of 150 KUIS staffs in academic and administration department....
Proceedings Article

The Character of The Disposal Of Wealth from Quranic Perspektive

Sa'diah Abdul Karim
This paper investigates the character of disposal of wealth from Quranic perspective with constructive reference towards the disposal of wealth for the cause of Allah. We do believe that the discussion of the disposal of wealth is clearly general and involves various variables, yet this paper particularly...