Proceedings of the International Conference, Integrated Microfinance Management for Sustainable Community Development (IMM 2016)

Session: Islamic Financing Principles and Practices for Poverty Reduction and Development

5 articles
Proceedings Article

Islamic and Conventional Banks Stability: A Comparative Analysis

Teguh Santoso, Irlan Rum, Kinanti Z Patria
This paper will attempt to measure the financial stability for Islamic and conventional banks and compare the result of finansial stability between two kinds of banks. In this study, financial stability will be measured using z-scores. The data sample used in this study include 4 Indonesian Islamic bank...
Proceedings Article

Competitive Strategy Based on Transformation and Dynamic Capabilities in Resulting Business Performance of Islamic Microfinance Institutions

Harry Sutanto
Since there is 100 million people with an income less than USD2.00 per day, poverty considered as a major problem in Indonesia. Microfinance as an important solution in poverty alleviation program, could not yet meet the needs of 500 million poor people to small business credit to improve their business...
Proceedings Article

BMT Al-Ishlah Cirebon as Model of Islamic Financing for Poverty Reduction and Development

Oon Konaah
Although in fact the conventional financial system has manifestly failed in the fair distribution of wealth, but Islamic financial system in Indonesia is not a strong alternative financial system. Market share of Islamic financial institutions are still low below 5% with growth of 34% in 2015. The data...
Proceedings Article

Spiritual Intermediation in Islamic Microfinance: Evidence from Indonesia

Besse Wediawati, Rike Setiawati
Islamic microfinance is the integration of the two forces are growing rapidly, namely Islamic finance and microfinance. Therefore, not only has the dual mission as conventional microfinance (financial intermediation and social), Islamic microfinance also has a spiritual mission (spiritual intermediation)...
Proceedings Article

Islamic Banks Concern with the Poor and Micro Businesses: An Evaluation on their Al Qard Hasan (Beautiful Loan)

Egi Firmansyah
Islamic Banks came up with one of the notions as stated in the Quran (59:7) , wealth must not be a perpetual distribution among the rich. This can be manifested in the form of distributing credit to the real business sector through a financing product, namely Al qard hasan (beautiful or benevolent loan)....