Proceedings of the 9th Joint International Conference on Information Sciences (JCIS-06)

Cost Saving Strategies for Bank Operations

Authors
Ann Shawing Yang 0
Corresponding Author
Ann Shawing Yang
0Shu-Te University
Available Online October 2006.
DOI
https://doi.org/10.2991/jcis.2006.56How to use a DOI?
Keywords
cost economies, Translog cost function
Abstract
Recent financial liberalization in Taiwan has caused local banks to face major structural changes. This paper examines the cost structure of 36 local banks in Taiwan using the translog cost function and attempts to identify suitable operating strategies for cost reduction and performance improvements. Results indicate scale economies for small and large-sized banks and scope economies for all banks. The establishment of a financial holding company appears to benefit largely those banks affiliated with market-leading insurance conglomerates. These results suggest active diversification should focus on deposits and lending while promoting lending jointly with deposits and investments.
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Proceedings
Part of series
Advances in Intelligent Systems Research
Publication Date
October 2006
ISBN
978-90-78677-01-7
ISSN
1951-6851
DOI
https://doi.org/10.2991/jcis.2006.56How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Ann Shawing Yang
PY  - 2006/10
DA  - 2006/10
TI  - Cost Saving Strategies for Bank Operations
PB  - Atlantis Press
SP  - 231
EP  - 235
SN  - 1951-6851
UR  - https://doi.org/10.2991/jcis.2006.56
DO  - https://doi.org/10.2991/jcis.2006.56
ID  - Yang2006/10
ER  -