Proceedings of the 7th Annual Meeting of Risk Analysis Council of China Association for Disaster Prevention

Session: Risk analysis and risk management in insurance industry

4 articles
Proceedings Article

Premium Subsidies, Efficiency Loss and Externalities of Agricultural Target Price Insurance---A Theoretical Framework

Liang Zhao, Lei Xu, Ningning Zhang
In the study, analyzes and define the agricultural target price insurance. Then researches the mechanism of the premium subsidies and direct subsidies and think that the premium subsidies will result in losing efficiency. Find the causes and extent of efficiency loss and concluded By constructing the...
Proceedings Article

Design of the Insurance Contract Based on the Weather Indices of Chilling Injury in Litchi and Demonstration Application

Chunyi Wang, Jinghong Zhang, Yajie Zhang, Haijing Huang, Xiufen Che
Chilling injuries severely affect and restrict the litchi production in Hainan. Accordingly, the studies on the design of insurance contracts based on the weather indices and will be of great significance for transferring disaster risks, reducing the losses of planters. Using the data of litchi yield...
Proceedings Article

On the Actuarial Simulation of the General Pareto Distribution of Catastrophe Loss

Xiaojun Pan, Chengyi Pu
Precisely estimation of Cat-loss is not only the foundation of risk analysis, but also the premise of product design and the practice of insurance compensation. The law of large numbers generally assumes risks have normal distributions, which reduces the accuracy of damage assessment and influences the...
Proceedings Article

Performance Evaluation of Planting Insurance Premium Subsidies in China-Based on the dynamic DEA and the three stage DEA

Jinzheng Ren, Shisen Li
Using dynamic DEA and the three stage DEA method ,we evaluated the operating efficiency of the insurance premium subsidy funds in the provinces, municipalities and autonomous regions in China during 2008-2012. In the process ,we selected the 31 provinces, municipalities and autonomous regions as decision...