Mobile Security Payment Solution Based on Encrypted SMS Verification Code

DOI

10.2991/emim-17.2017.2How to use a DOI?

Keywords

Mobile payment; Two-factor authentication; Encrypted SMS verification; RSA algorithm; SMS leakage

Abstract

Aiming at the problem that payment verification code is easy to leak during the process of mobile payment, a two-factor authentication mobile payment system based on encrypted SMS is proposed. The system is based on the public key system, uses PKI / CA authentication method to authenticate the server and the client online, and uses encrypted transaction verification SMS to ensure that even if the verification code ciphertext leakage, the attacker can not obtain the verification code, thus eliminating the risk of theft caused by the verification code leakage. The results compared the overall performance of the encryption and non-encryption solution, and the response time of the encrypted system is 0.8s higher on average than the non-encrypted system. Which can be concluded that the encrypted SMS verification code in the transmission process, the performance remained stable, to ensure that the user's payment verification code security.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Sai Li
AU  - Xiaoyu Li
PY  - 2017/04
DA  - 2017/04
TI  - Mobile Security Payment Solution Based on Encrypted SMS Verification Code
BT  - Proceedings of the 7th International Conference on Education, Management, Information and Mechanical Engineering (EMIM 2017)
PB  - Atlantis Press
SP  - 5
EP  - 11
SN  - 2352-538X
UR  - https://doi.org/10.2991/emim-17.2017.2
DO  - 10.2991/emim-17.2017.2
ID  - Li2017/04
ER  -