The Challenges of Human Capital Performance in Developing Baitul Maal Wat Tamwil in Indonesia
- 10.2991/gcbme-16.2016.112How to use a DOI?
- Human Capital, Baitul Maal Wat Tamwil and Analytical Network Process
One of the problem in the development of Baitul Maal Wat Tamwil is human capital. It was due to the lack of BMT practitioners who understand the principles of good business management and sariah at once. Therefore, BMT as an Islamic Microfinance Institution is considered to be less competitive compared to other Islamic financial institutions or operating system which is not in line with Sariah compliance. Human capital is defined as the knowledge, skills and experience of workers which can be contributed to the organization of the company / institution. Basic theory used is the General Theory of Human Capital and Human Capital in Islamic Perspectives. In Islamic Human Capital Development Theory, it urgues the improvement of education, skills and human being in Islamic theory which is more comprehensively in this regard, as it covers every aspect of development of a human being. The study was conducted to reveal the profile of human capital owned BMT and some of the factors that are considered to be a challenge in building employee performance of BMT. Empirical study of this research used Analytical Network Process. The amount of respondent consists of three experts (Cooperative ministry and Small and medium enterprises; Puskopsyah; Academician of UPI) and five practitioners (BMT El Dana Manfaat; BMT Itqan; BMT Dana Ukhuwah; BMT Baiturrahim; and BMT Daarut Tauhid). Respondent is expert and practitioners where in Bandung and the data collecting by interview. Based on the results of this research note that the motivation and the Islamic financial literacy BMT employee becomes a major problem. The best solution of this problem selected by the practitioner and the expert is an employee assistance BMT, the implementation of intensive training and selection process that regard between sharia knowledge and managerial skills. Therefore, this research is expected to improve the existence of BMT as Islamic Microfinance Institution for the welfare of the community.
- © 2016, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Aas Nurasyiah AU - Suci Aprilliani Utami AU - A. Jajang. W. Mahri AU - Firmansyah Firmansyah PY - 2016/08 DA - 2016/08 TI - The Challenges of Human Capital Performance in Developing Baitul Maal Wat Tamwil in Indonesia BT - Proceedings of the 2016 Global Conference on Business, Management and Entrepreneurship PB - Atlantis Press SP - 599 EP - 604 SN - 2352-5428 UR - https://doi.org/10.2991/gcbme-16.2016.112 DO - 10.2991/gcbme-16.2016.112 ID - Nurasyiah2016/08 ER -