Optimalization of Qardhu Hasan Sharia Bank toward Decreasing Poverty in Bandung
- 10.2991/gcbme-16.2016.163How to use a DOI?
- Poverty, Qardhu Hasan, Efficiency, Effectiveness, Empowerment
This study aim to analysis the level of efficiency and effectiveness functional Sharia Bank (qardhu hasan product) to empower poor communities in Bandung City. Research study using analysis descriptive. This research population are poor communities that got qardhu hasan, Sharia Bank in Bandung-West Java. Collecting data trough interview technic and distributing questionnaires. The collected data were analyzed using qualitative and quantitative analysis. Qualitative analysis using a scoring system to each indicator in the questionnaire, while the quantitative analysis using different test average. Based on the research results as follows: First, the effectiveness of management qardhu hasan managed by LAZ more effective than managed by Sharia Bank. Second, Qardhu hasan Sharia banks have been able to bring changes to household incomes, awareness of saving and changing the paradigm, especially with regard to discipline in paying the installments as well as awareness of saving, and the third qualitatively qardhu hasan Sharia banks have been able to reduce poverty in the Bandung but according in statistic not shows significant effects
- © 2016, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Amir Machmud AU - Eeng Ahman AU - Navik Istikomah PY - 2016/08 DA - 2016/08 TI - Optimalization of Qardhu Hasan Sharia Bank toward Decreasing Poverty in Bandung BT - Proceedings of the 2016 Global Conference on Business, Management and Entrepreneurship PB - Atlantis Press SP - 873 EP - 878 SN - 2352-5428 UR - https://doi.org/10.2991/gcbme-16.2016.163 DO - 10.2991/gcbme-16.2016.163 ID - Machmud2016/08 ER -