Optimalization of Qardhu Hasan Sharia Bank toward Decreasing Poverty in Bandung

DOI

10.2991/gcbme-16.2016.163How to use a DOI?

Keywords

Poverty, Qardhu Hasan, Efficiency, Effectiveness, Empowerment

Abstract

This study aim to analysis the level of efficiency and effectiveness functional Sharia Bank (qardhu hasan product) to empower poor communities in Bandung City. Research study using analysis descriptive. This research population are poor communities that got qardhu hasan, Sharia Bank in Bandung-West Java. Collecting data trough interview technic and distributing questionnaires. The collected data were analyzed using qualitative and quantitative analysis. Qualitative analysis using a scoring system to each indicator in the questionnaire, while the quantitative analysis using different test average. Based on the research results as follows: First, the effectiveness of management qardhu hasan managed by LAZ more effective than managed by Sharia Bank. Second, Qardhu hasan Sharia banks have been able to bring changes to household incomes, awareness of saving and changing the paradigm, especially with regard to discipline in paying the installments as well as awareness of saving, and the third qualitatively qardhu hasan Sharia banks have been able to reduce poverty in the Bandung but according in statistic not shows significant effects

Copyright

© 2016, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Amir Machmud
AU  - Eeng Ahman
AU  - Navik Istikomah
PY  - 2016/08
DA  - 2016/08
TI  - Optimalization of Qardhu Hasan Sharia Bank toward Decreasing Poverty in Bandung
BT  - Proceedings of the 2016 Global Conference on Business, Management and Entrepreneurship
PB  - Atlantis Press
SP  - 873
EP  - 878
SN  - 2352-5428
UR  - https://doi.org/10.2991/gcbme-16.2016.163
DO  - 10.2991/gcbme-16.2016.163
ID  - Machmud2016/08
ER  -