Proceedings of the 10th International Conference on Accounting, Management, and Economics (10th ICAME 2025)

10th International Conference on Accounting, Management, and Economics (10th ICAME 2025)

πŸ“Makassar, IndonesiaπŸ—“οΈ 6-8 October 2025

The Impact of Financial, Familial, Social Factors on Mental Health Among University Students in Malaysia

Authors
Siti Zakiah Syed Mustafa1, *, Ruvindran David1, Wan Nur Tasnim Wan Hussin1, Hairin Nisa Meor Nordin1, Siti Asmahan Mohd Ali1, Anis Shafiqah Mohd Saidun1
1Management and Science University, Selangor, Malaysia
*Corresponding author. Email: siti_zakiah@msu.edu.my
Corresponding Author
Siti Zakiah Syed Mustafa
Available Online 20 June 2026.
DOI
10.2991/978-94-6239-709-5_123How to use a DOI?
Keywords
Mental illness; University students; Financial Distress; Family factors; Social relationships
Abstract

This study examines how financial distress, family factors, and social relationships shape mental illness among students in Malaysian private universities, using a cognitive-behavioural lens. A quantitative cross-sectional survey was administered online to university students, using a structured questionnaire with validated Likert-scale items adapted from prior studies. Reliability tests indicated satisfactory internal consistency across constructs. Correlation analysis showed strong positive associations between the predictors and mental ill- ness, with financial distress exhibiting the highest correlation (r = 0.873, p < 0.001), followed by family factors (r = 0.848, p < 0.001) and social relation- ships (r = 0.830, p < 0.001). Regression results further indicated that financial distress accounted for the largest share of explained variance in mental illness (R2 = 0.763), while family factors (R2 = 0.689) and social relationships (R2 = 0.668) also contributed substantially. The findings suggest that financial strain is the most influential factor in this context, while family support and social connectedness remain important correlates of student mental health. Practically, the results support targeted interventions that prioritise financial counselling and support services, strengthen family-based and institutional support systems, and enhance peer connectedness, alongside cognitive-behavioural strategies that address maladaptive appraisals and coping responses.

Copyright
Β© 2026 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 10th International Conference on Accounting, Management, and Economics (10th ICAME 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
20 June 2026
ISBN
978-94-6239-709-5
ISSN
2352-5428
DOI
10.2991/978-94-6239-709-5_123How to use a DOI?
Copyright
Β© 2026 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Siti Zakiah Syed Mustafa
AU  - Ruvindran David
AU  - Wan Nur Tasnim Wan Hussin
AU  - Hairin Nisa Meor Nordin
AU  - Siti Asmahan Mohd Ali
AU  - Anis Shafiqah Mohd Saidun
PY  - 2026
DA  - 2026/06/20
TI  - The Impact of Financial, Familial, Social Factors on Mental Health Among University Students in Malaysia
BT  - Proceedings of the 10th International Conference on Accounting, Management, and Economics (10th ICAME 2025)
PB  - Atlantis Press
SP  - 1759
EP  - 1769
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-709-5_123
DO  - 10.2991/978-94-6239-709-5_123
ID  - Mustafa2026
ER  -