Proceedings of the 1st International Conference on Economics, Business, Entrepreneurship, and Finance (ICEBEF 2018)

The Role of Microfinance Institutions on the Improvement of Community Social Welfare: The case on impacted persons in the development areas of Jatigede reservoir in Sumedang District, West Java Indonesia

Authors
Sulaeman Rahman Nidarr, Helda Fitri Febrianty, Mokhamad Anwar, Layyinaturrobaniyah Layyinaturrobaniyah
Corresponding Author
Sulaeman Rahman Nidarr
Available Online May 2019.
DOI
https://doi.org/10.2991/icebef-18.2019.153How to use a DOI?
Keywords
microfinance; microcredit; MFIs performance; social welfare
Abstract

Microfinance institutions (MFIs) are financial entities with their activities are as fund-raising and lending agents on micro-businesses. This study aims to examine the quality of performance of MFIs that have provided microcredit services to micro-scale borrowers and to evaluate the conditions of those microbusinesses that have obtained the credit. The sample employed in this research is the impacted people (IP) of the development of the Jatigede Dam Reservoir project in Sumedang District West Java Indonesia which covers around 100 people spread in five sub-districts namely Wado, Jatinunggal, Darmaraja, Cisitu, and Jatigede Subdistricts. The people are also regarded as the owner of microbusinesses in the areas. The data collection is done by filling the questionnaire directly by the people. The results of this study indicate that the performance quality of MFIs accessed by the people are in the good category, meanwhile the variable of the affected people welfare who have obtained micro-credit is in the category of good enough. These findings suggest that the presence of microfinance institutions is required especially in premises far from urban area and more importantly in the case of taking into account pointing out the sustainability of the people affected by the massive projects undertaken by Government.

Copyright
© 2019, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 1st International Conference on Economics, Business, Entrepreneurship, and Finance (ICEBEF 2018)
Series
Advances in Economics, Business and Management Research
Publication Date
May 2019
ISBN
978-94-6252-723-2
ISSN
2352-5428
DOI
https://doi.org/10.2991/icebef-18.2019.153How to use a DOI?
Copyright
© 2019, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Sulaeman Rahman Nidarr
AU  - Helda Fitri Febrianty
AU  - Mokhamad Anwar
AU  - Layyinaturrobaniyah Layyinaturrobaniyah
PY  - 2019/05
DA  - 2019/05
TI  - The Role of Microfinance Institutions on the Improvement of Community Social Welfare: The case on impacted persons in the development areas of Jatigede reservoir in Sumedang District, West Java Indonesia
BT  - Proceedings of the 1st International Conference on Economics, Business, Entrepreneurship, and Finance (ICEBEF 2018)
PB  - Atlantis Press
SP  - 722
EP  - 726
SN  - 2352-5428
UR  - https://doi.org/10.2991/icebef-18.2019.153
DO  - https://doi.org/10.2991/icebef-18.2019.153
ID  - Nidarr2019/05
ER  -