Proceedings of the International Conference on Entrepreneurship, Leadership and Business Innovation (ICELBI 2022)

The Influence of Internet Banking and Bank Risk on the Performance of Banking Companies in Indonesia

Authors
Catur Rahayu Martiningtiyas1, *, Anita Roosmalina Matusin1, Susy Muchtar1, Tssabita Aleatuffaaahatie1, Sarah Alza Fadhilah1
1Management Study Program, Universitas Trisakti, Jakarta, Indonesia
*Corresponding author. Email: catur.rahayu@trisakti.ac.id
Corresponding Author
Catur Rahayu Martiningtiyas
Available Online 10 January 2024.
DOI
10.2991/978-94-6463-350-4_11How to use a DOI?
Keywords
Bank Risk; Economic Growth; Inflation; Internet Banking; ROA
Abstract

This study aims to analyze the effect of Internet banking on bank performance. The independent variables in this study are Internet banking and bank risk, with the control variables being economic growth inflation and the dependent variable being bank performance. The sample used in this study is a company engaged in banking companies listed on the Indonesia Stock Exchange (IDX) for the 2017–2021. The number of samples used in this study amounted to 37 banking companies using purposive sampling. The results showed that Internet banking and economic growth had a significant positive effect. In contrast, credit and operational risks significantly negatively affected banking companies’ performance in Indonesia. Managerial Implications: Companies must develop Internet banking features, minimize credit and operational risks, and stabilize economic growth to improve performance.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Entrepreneurship, Leadership and Business Innovation (ICELBI 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
10 January 2024
ISBN
10.2991/978-94-6463-350-4_11
ISSN
2352-5428
DOI
10.2991/978-94-6463-350-4_11How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Catur Rahayu Martiningtiyas
AU  - Anita Roosmalina Matusin
AU  - Susy Muchtar
AU  - Tssabita Aleatuffaaahatie
AU  - Sarah Alza Fadhilah
PY  - 2024
DA  - 2024/01/10
TI  - The Influence of Internet Banking and Bank Risk on the Performance of Banking Companies in Indonesia
BT  - Proceedings of the International Conference on Entrepreneurship, Leadership and Business Innovation (ICELBI 2022)
PB  - Atlantis Press
SP  - 107
EP  - 115
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-350-4_11
DO  - 10.2991/978-94-6463-350-4_11
ID  - Martiningtiyas2024
ER  -