Conceptual Framework of Smart Banjar: A Synergize of The Micro-enterprise, Microfinance, and The Banjar Institution

DOI

10.2991/aebmr.k.211226.002How to use a DOI?

Keywords

Smart Banjar; Micro-enterprise; Microfinance; The Banjar; ICT Adoption Framework

Abstract

The Banjar government system in Bali is believed to preserve the tradition and culture of the Balinese people. The Banjar has existed since the 10th-11th centuries. Affected by the COVID-19 Pandemic, Bali’s economy in quarter 1 of 2020 experienced negative growth of -1.14%. Transactions that occur to meet the community’s basic needs are not well managed—the community reliance on external. The synergy between micro-enterprise, microfinance, and the Banjar is very limited in strengthening the community’s economy. Between them, the use of Information Communication Technology (ICT) is deficient. The Banjar role needs to be enhanced to maintain the resilience of the Balinese people in the economy. Entrepreneurship can be developed because it has been proven to improve people’s welfare. This research aims to develop a framework that allows the synergy of micro-enterprise, microfinance, and the Banjar using ICT as an enabler to reduce external parties’ reliance on the community’s basic needs. The organizational level technology adoption theory is used to develop the conceptual framework. The Technology-Organization-Environment (TOE) framework is considered to have the most relevance in this research. The conceptual framework of Smart Banjar defines in the three contexts of the TOE framework. The Advisory board is an environmental context that will form the policies in the Smart Banjar framework. The organizational context will synergize micro-enterprise, microfinance, and the Banjar. The technological context will support Smart Banjar to achieve its goals. It can happen with the existence of ICT infrastructure, ICT services, and ICT literacy with their respective components.

Copyright

© 2021 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article under the CC BY-NC license.

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TY  - CONF
AU  - I Dewa Made Adi Baskara Joni
AU  - Shamsul Anuar Mokhtar
AU  - Bazilah A. Talip
PY  - 2021
DA  - 2021/12/31
TI  - Conceptual Framework of Smart Banjar: A Synergize of The Micro-enterprise, Microfinance, and The Banjar Institution
BT  - Proceedings of the 3rd International Conference on Business and Management of Technology (ICONBMT 2021)
PB  - Atlantis Press
SP  - 7
EP  - 13
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.211226.002
DO  - 10.2991/aebmr.k.211226.002
ID  - Joni2021
ER  -