Analysis of the Effect of Mortgage Income, Gold Price and Inflation Rate on Rahn Financial Distribution With Return on Assets as Intervening Variable

DOI

10.2991/iconies-18.2019.10How to use a DOI?

Keywords

Mortgage Income, Gold Price, Inflation Rate, ROA, Financial Distribution.

Abstract

The this research purpose was to identify the effect of Mortgage Income, gold price, and inflation rate on Rahn financial distribution and the indirect effect with ROA as intervening variable on Sharia Mortgage in Indonesia for 2014-2016 period. This study was designed as quantitative research. The samples were 36 monthly statement of Sharia Mortgages in Indonesia for 2014-2016 period. Analysis method used was path analysis. The research result suggests that partially Mortgage's income and gold prices have a positive and significant effect on ROA, while inflation rates have a negative and significant effect on ROA. Mortgage Income, gold price and ROA have a positive and significant effect on Rahn financial distribution, but the inflation rate has a negative and insignificant effect on Rahn financial distribution. In addition, mortgage income, gold price, and inflation rate have an effect on Rahn financial distribution through ROA as intervening variable.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yayuk Sri Rahayu
AU  - Sabtiyah
PY  - 2019/10
DA  - 2019/10
TI  - Analysis of the Effect of Mortgage Income, Gold Price and Inflation Rate on Rahn Financial Distribution With Return on Assets as Intervening Variable
BT  - Proceedings of the 2018 International Conference on Islamic Economics and Business (ICONIES 2018)
PB  - Atlantis Press
SP  - 54
EP  - 56
SN  - 2352-5428
UR  - https://doi.org/10.2991/iconies-18.2019.10
DO  - 10.2991/iconies-18.2019.10
ID  - Rahayu2019/10
ER  -