Analysis of the Impact of Inflationary Processes on the Functioning of Second-tier Banks in the Regions of Kazakhstan
- DOI
- 10.2991/aebmr.k.210710.026How to use a DOI?
- Keywords
- commercial bank, inflation, credit policy, loan portfolio, capitalization, net investment, cash, bank assets and liabilities
- Abstract
The manifestation of inflationary processes is directly related to the structure and dynamics of the money supply, as well as its main flows. The growth of the money supply and the velocity and direction of movement of its main streams in the most part due to the functioning of the banking sector as a basic element of financial and credit system of the Republic of Kazakhstan. Commercial banks are not only the main channels for servicing the movement of the money supply and its redistribution, but also the creators of money in the economy. In this regard, the analysis of the impact of inflation on the activities of commercial banks, as well as the assessment of its consequences, both negative and positive, becomes relevant. The article studies the impact of inflationary processes on the functioning of second-tier banks in the regions of Kazakhstan according to the data of JSC “Eurasian Bank”. Analysis of the financial statements of JSC “Eurasian Bank”, calculated the structure of the share of the Bank’s assets, liabilities and capital, considered the Bank’s liabilities and capital. Interest rates on loans and deposits of JSC “Eurasian Bank”are analyzed. It was determined that in order to neutralize the influence of inflationary processes on the functioning, banks need to develop a long-term strategy and tactics for conducting credit policy.
- Copyright
- © 2021, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Zhanara Tastemirova AU - Aruzhan Baranbayeva AU - Aizhan Kurmangaliyeva AU - Yersultan Kanatov PY - 2021 DA - 2021/07/14 TI - Analysis of the Impact of Inflationary Processes on the Functioning of Second-tier Banks in the Regions of Kazakhstan BT - Proceedings of the 3rd International Conference Spatial Development of Territories (SDT 2020) PB - Atlantis Press SP - 151 EP - 157 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.210710.026 DO - 10.2991/aebmr.k.210710.026 ID - Tastemirova2021 ER -