Digital Transformation, Supplier Concentration, and Trade Credit Financing

DOI

10.2991/978-94-6239-699-9_54How to use a DOI?

Keywords

Digital Transformation; Commercial Credit Financing; Supplier Concentration

Abstract

With the widespread application of technologies such as big data and artificial intelligence, coupled with increasing policy support, digital transformation has permeated the entire business operation process, emerging as a pivotal force in reshaping the commercial credit ecosystem. This study therefore employs empirical research to explore the relationship between digital transformation and corporate commercial credit financing. The findings indicate that digital transformation does indeed facilitate commercial credit financing, and that reducing supplier concentration is a critical pathway through which digital transformation drives such financing. Heterogeneity analysis reveals that this promotional effect is more pronounced in central and western regions, state-owned enterprises, and high-tech firms. This study offers new insights into corporate financing logic in the digital era and provides valuable implications for governments to optimize digital support policies and for enterprises to advance digital transformation with precision.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Ruyi Jiang
AU  - Shiying Xu
PY  - 2026
DA  - 2026/06/02
TI  - Digital Transformation, Supplier Concentration, and Trade Credit Financing
BT  - Proceedings of the 2026 4th International Conference on Digital Economy and Management Science (CDEMS 2026)
PB  - Atlantis Press
SP  - 501
EP  - 507
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-699-9_54
DO  - 10.2991/978-94-6239-699-9_54
ID  - Jiang2026
ER  -