Proceedings of the 3rd International Conference on Digital Economy and Computer Application (DECA 2023)

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Research on Insurance Regulation under the Background of InsurTech

Authors
Zhenlong Ma1, 2, Jie Liu1, *
1School of Economics and Management, Beijing Jiaotong University, Beijing, China
2Shengjing Guoxin (Beijing) Ecological Gardening Co, Beijing, China
*Corresponding author. Email: 20113025@bjtu.edu.cn
Corresponding Author
Jie Liu
Available Online 4 December 2023.
DOI
10.2991/978-94-6463-304-7_15How to use a DOI?
Keywords
Insurtech; Insurance regulation; Regulatory model
Abstract

In order to realize the digital transformation of China's insurance industry, it is necessary to consider that the booming development of insurance technology brings technical risks, data and information security risks and even induces systemic risks, forcing regulators to conduct in-depth research on insurance supervision. However, traditional insurance supervision has the disadvantages of lagging regulatory concepts, lack of technology and insufficient new regulatory talents, which can't effectively deal with the risks brought by insurance technology innovation. Therefore, it is necessary to improve the insurance regulatory system and realize insurance regulatory innovation, so as to better cope with the risks and challenges brought by insurance science and technology. To innovate the insurance regulatory system, break through the limitations of traditional regulation , optimizing the data regulatory system, establishing an experimental regulatory mechanism, and cultivating composite insurance talents, so as to promote the healthy development of the insurance industry.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 3rd International Conference on Digital Economy and Computer Application (DECA 2023)
Series
Atlantis Highlights in Computer Sciences
Publication Date
4 December 2023
ISBN
10.2991/978-94-6463-304-7_15
ISSN
2589-4900
DOI
10.2991/978-94-6463-304-7_15How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Zhenlong Ma
AU  - Jie Liu
PY  - 2023
DA  - 2023/12/04
TI  - Research on Insurance Regulation under the Background of InsurTech
BT  - Proceedings of the 3rd International Conference on Digital Economy and Computer Application (DECA 2023)
PB  - Atlantis Press
SP  - 126
EP  - 132
SN  - 2589-4900
UR  - https://doi.org/10.2991/978-94-6463-304-7_15
DO  - 10.2991/978-94-6463-304-7_15
ID  - Ma2023
ER  -