Proceedings of the 8th International Conference on Contemporary Problems in the Development of Economic, Financial and Credit Systems (DEFCS 2020)

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Relationship Between Bank Deposits and Profitability of Commercial Banks (Practical Example of Jordan Commercial Bank)

Authors
Hussein Zaboon Oleiwi
Corresponding Author
Hussein Zaboon Oleiwi
Available Online 17 December 2020.
DOI
10.2991/aebmr.k.201215.010How to use a DOI?
Keywords
the yield, deposit operations, commercial banks, savings deposits, time deposits
Abstract

In this article research in the field of Bank’s deposit policy is conducted and deposit operations are classified. Special attention is paid to the analysis of savings and deposit accounts in the Jordan Commercial Bank based on quantitative analysis of current deposits. Also, external and internal factors, which have the influence on the bank’s profitability are identified, the prerequisites for the development of the Bank’s effective activity and direct relationship between Bank deposits and profitability indicators are determined. Bank deposits are classified into three types: current deposits, savings deposits, and time deposits, which allows you to determine the identified relationship more precisely. To develop the improving strategy for the bank’s performance, it is necessary to use the method of credit diversification. As the research shows, banks should direct their available funds to various deposits. This policy is quite successfully guided by the Jordan Commercial Bank, as demonstrated by the presented bank’s deposits and profitability’s graphs. The results have applied nature and can be used in the activities of commercial banks.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 8th International Conference on Contemporary Problems in the Development of Economic, Financial and Credit Systems (DEFCS 2020)
Series
Advances in Economics, Business and Management Research
Publication Date
17 December 2020
ISBN
10.2991/aebmr.k.201215.010
ISSN
2352-5428
DOI
10.2991/aebmr.k.201215.010How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Hussein Zaboon Oleiwi
PY  - 2020
DA  - 2020/12/17
TI  - Relationship Between Bank Deposits and Profitability of Commercial Banks (Practical Example of Jordan Commercial Bank)
BT  - Proceedings of the 8th International Conference on Contemporary Problems in the Development of Economic, Financial and Credit Systems (DEFCS 2020)
PB  - Atlantis Press
SP  - 46
EP  - 49
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.201215.010
DO  - 10.2991/aebmr.k.201215.010
ID  - Oleiwi2020
ER  -