Investigation and Empirical Research on the Credit Demand of High Technology SME

DOI

10.2991/emcs-16.2016.270How to use a DOI?

Keywords

High technology SEM; Credit demand; Tobit model

Abstract

This paper builds the Tobit model to analyze the factors influencing credit demand via carrying out a survey in high technology SME of Heilongjiang technological region. The results show that the credit demand influenced by the main business, the business scale, the R&D investment and the performance. The main business, the business scale and the R&D investment have positive effect on the credit demand. The performance has negative effect on the credit demand. And the debt and the credit system have no effect on the credit demand.

Copyright

© 2016, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yi Qu
AU  - Shen Zhong
AU  - Dehua Zhang
PY  - 2016/01
DA  - 2016/01
TI  - Investigation and Empirical Research on the Credit Demand of High Technology SME
BT  - Proceedings of the 2016 International Conference on Education, Management, Computer and Society
PB  - Atlantis Press
SP  - 1100
EP  - 1102
SN  - 2352-538X
UR  - https://doi.org/10.2991/emcs-16.2016.270
DO  - 10.2991/emcs-16.2016.270
ID  - Qu2016/01
ER  -