Proceedings of the 2017 7th International Conference on Education, Management, Computer and Society (EMCS 2017)

Effect of Asset - Liability Structure on Bank Performance

Authors
Keqi Zhang
Corresponding Author
Keqi Zhang
Available Online March 2017.
DOI
10.2991/emcs-17.2017.5How to use a DOI?
Keywords
Banking sector; Asset-liability structure; Market performance; Return on assets (ROA)
Abstract

The banking sector is the core of modern financial system, and it plays an important role in national economy. The general performance of banking sector is low, therefore it is important for us to research asset-liability structure and bank performance. This paper examines the relationship between asset-liability structure and market efficiency of China's banking industry with the deposit ratio and loan ratio as the proxy variable of asset-liability structure and the return on assets as the proxy of market efficiency. Empirical studies show that deposit ratio is proportional to the performance, the loan ratio is inversely proportional to the performance, then the corresponding policy suggestions are given for the present situation. The banking industry should improve the asset-liability structure and the capability of independent innovation.

Copyright
© 2017, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2017 7th International Conference on Education, Management, Computer and Society (EMCS 2017)
Series
Advances in Computer Science Research
Publication Date
March 2017
ISBN
10.2991/emcs-17.2017.5
ISSN
2352-538X
DOI
10.2991/emcs-17.2017.5How to use a DOI?
Copyright
© 2017, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Keqi Zhang
PY  - 2017/03
DA  - 2017/03
TI  - Effect of Asset - Liability Structure on Bank Performance
BT  - Proceedings of the 2017 7th International Conference on Education, Management, Computer and Society (EMCS 2017)
PB  - Atlantis Press
SP  - 21
EP  - 25
SN  - 2352-538X
UR  - https://doi.org/10.2991/emcs-17.2017.5
DO  - 10.2991/emcs-17.2017.5
ID  - Zhang2017/03
ER  -