Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)

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The Influence of Financial Literacy, Financial Inclusion, and Financial Attitude on MSME Performance with Financial Self-efficacy as Intervening Variables During the Covid 19 Pandemic

Authors
M. Fadhli Lutfi Nasution1, *, Nisrul Irawati1, Abdillah Arief1
1Universitas Sumatera Utara, Medan, Indonesia
*Corresponding author. Email: fadhlilutfinst@gmail.com
Corresponding Author
M. Fadhli Lutfi Nasution
Available Online 29 September 2023.
DOI
10.2991/978-94-6463-234-7_11How to use a DOI?
Keywords
Financial Literacy; Financial Inclusion; Financial Attitude; MSME Performance; Financial Self Efficacy
Abstract

This research was carried out on Micro, Small, and Medium Enterprises (MSMEs) in the Culinary Sector of Medan City registered at the Medan City Cooperatives and SMEs Service. This study aims to analyze the Effect of Financial Literacy, Financial Inclusion, and Financial Attitude on MSME Performance with Financial Self Efficacy as Intervening Variables During Covid 19 Pandemic in the Culinary Sector in Medan City. This quantitative research employed an explanatory research approach, which aims to explain the causal relationship between the research variables. The number of samples in this study was 86 respondents. Following the formulated hypothesis, in this study, the analysis of inferential statistical data was measured using the SmartPLS (Partial Least Square) software. Based on the tests that have been carried out, the direct effect significance test shows that the independent variables (Financial Literacy, Financial Inclusion, and Financial Attitude) had a positive and significant effect on the dependent variable (MSME Performance and Financial Self Efficacy). And based on the indirect effect of Financial Self Efficacy as an intervening variable, Financial Literacy and Financial Inclusion variables had a significant effect, while the Financial Attitude variable had no significant impact.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
29 September 2023
ISBN
10.2991/978-94-6463-234-7_11
ISSN
2352-5428
DOI
10.2991/978-94-6463-234-7_11How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - M. Fadhli Lutfi Nasution
AU  - Nisrul Irawati
AU  - Abdillah Arief
PY  - 2023
DA  - 2023/09/29
TI  - The Influence of Financial Literacy, Financial Inclusion, and Financial Attitude on MSME Performance with Financial Self-efficacy as Intervening Variables During the Covid 19 Pandemic
BT  - Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)
PB  - Atlantis Press
SP  - 101
EP  - 111
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-234-7_11
DO  - 10.2991/978-94-6463-234-7_11
ID  - FadhliLutfiNasution2023
ER  -