Business Strategy Through SWOT Analysis in Implementing Loan Origination System to Improve Bank’s Business Performance (Case Study at Mortgage Credit)

DOI

10.2991/978-94-6463-234-7_167How to use a DOI?

Keywords

Banking Credit Process Re-engineering; Business Performance; External Environment; Internal Environment; Loan Origination System Implementation

Abstract

The use of information systems and technology in the banking environment is increasing and expanding, especially in competing and gaining a competitive advantage. The loan management process, such as collecting information and verifying applicants regarding personal data, income data, and collateral data, is a measurement of the credibility of the prospective debtor. Loan Origination System (LOS) is a system specifically gradually developed to support the credit application process required by banks to make it easier and faster. Following this trend, the banking industry implemented a Loan Origination System (LOS) for mortgage lending as one of the implementations of digital transformation. This study aims to describe the External Environment, Internal Environment, Banking Credit Process Re-Engineering, Loan Origination System Implementation, and Business Performance in the Banking Industry. The research method used is a Systematic Literature Review of relevant research using the Research Questions (RQ) set out in this study. The research was conducted in a Loan Origination System Implementation Model to Improve Business Performance in the Banking Industry.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Harmansyah Nasution
AU  - Agus Rahayu
AU  - Lili Adi Wibowo
AU  - Puspo Dewi Dirgantari
AU  - Erwin Yulianto
AU  - Ryan Nurgraha
PY  - 2023
DA  - 2023/09/29
TI  - Business Strategy Through SWOT Analysis in Implementing Loan Origination System to Improve Bank’s Business Performance (Case Study at Mortgage Credit)
BT  - Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)
PB  - Atlantis Press
SP  - 1593
EP  - 1602
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-234-7_167
DO  - 10.2991/978-94-6463-234-7_167
ID  - Nasution2023
ER  -