Proceedings of the 2022 International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID 2022)

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Research on Construction of Smart Scenario Finance in Commercial Banks

Authors
Yujin Zhang1, Shujun Ye1, *
1School of Economics and Management, Beijing Jiaotong University, Beijing, China
*Corresponding author. Email: shjye@bjtu.edu.cn
Corresponding Author
Shujun Ye
Available Online 2 December 2022.
DOI
10.2991/978-94-6463-010-7_61How to use a DOI?
Keywords
Fintech; Scenario Finance; Financial Services
Abstract

The application of big data, cloud computing, artificial intelligence, block-chain, and other technologies has enabled financial services to be closely integrated into daily production and life, and scenario finance has developed rapidly. Starting from the application scenarios of smart scenario finance, the research found that in the development of smart scenario finance, Internet finance companies rely on their accumulated resource advantages to establish the leading position, and commercial banks also adopt various forms such as self-built scenarios, shared scenarios, and integration scenarios to explore the construction of smart scenario finance, which improved the efficiency and quality of financial services of commercial banks, and promoted the business transformation of commercial banks. At the same time, there are also many problems and difficulties in the construction of smart scenario finance. Commercial banks should seize the opportunity and take advantage of financial technology to provide customers with financial services based on specific scenarios, and promote the construction of smart scenario finance.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2022 International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID 2022)
Series
Atlantis Highlights in Intelligent Systems
Publication Date
2 December 2022
ISBN
10.2991/978-94-6463-010-7_61
ISSN
2589-4919
DOI
10.2991/978-94-6463-010-7_61How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Yujin Zhang
AU  - Shujun Ye
PY  - 2022
DA  - 2022/12/02
TI  - Research on Construction of Smart Scenario Finance in Commercial Banks
BT  - Proceedings of the 2022 International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID 2022)
PB  - Atlantis Press
SP  - 595
EP  - 602
SN  - 2589-4919
UR  - https://doi.org/10.2991/978-94-6463-010-7_61
DO  - 10.2991/978-94-6463-010-7_61
ID  - Zhang2022
ER  -