The Influence of Demographic Factors and Financial Planning on Financial Management Behavior with Financial Self-efficacy as an Intervening Variable in Pandemic Covid-19
- 10.2991/978-94-6463-154-8_38How to use a DOI?
- demographic factor; financial planning; financial management behavior; financial self-efficacy
The study aimed to determine the effect of demographic factors and financial planning on financial management behavior with financial self-efficacy as an intervening variable. As many as 95 students in the city of Semarang used the accidental sampling technique. The analysis technique is Partial least squares structural equation modeling (PLS-SEM) using SmartPLS 4. The results show that financial planning and financial self-efficacy have a significant effect on financial management behavior, financial planning has an effect on financial self-efficacy, and financial self-efficacy plays a role as mediation in the relationship between financial planning and financial management behavior. Meanwhile, demographic factors (gender, age, and income) do not affect financial management behavior, and financial self-efficacy cannot mediate between demographic factors and financial management behavior.
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Cite this article
TY - CONF AU - Putri Dwi Kurniasari AU - Yanuar Rachmansyah AU - Himawan Arif Sutanto PY - 2023 DA - 2023/05/22 TI - The Influence of Demographic Factors and Financial Planning on Financial Management Behavior with Financial Self-efficacy as an Intervening Variable in Pandemic Covid-19 BT - Proceedings of the International Conference on Business, Accounting, Banking, and Economics (ICBABE 2022) PB - Atlantis Press SP - 435 EP - 453 SN - 2352-5428 UR - https://doi.org/10.2991/978-94-6463-154-8_38 DO - 10.2991/978-94-6463-154-8_38 ID - Kurniasari2023 ER -