Proceedings of the International Conference on Business, Accounting, Banking, and Economics (ICBABE 2022)

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The Influence of Demographic Factors and Financial Planning on Financial Management Behavior with Financial Self-efficacy as an Intervening Variable in Pandemic Covid-19

Authors
Putri Dwi Kurniasari1, Yanuar Rachmansyah1, Himawan Arif Sutanto1, *
1Department of Management, STIE Bank BPD Jateng, Semarang, Indonesia
*Corresponding author. Email: himawanmiesp@gmail.com
Corresponding Author
Himawan Arif Sutanto
Available Online 22 May 2023.
DOI
10.2991/978-94-6463-154-8_38How to use a DOI?
Keywords
demographic factor; financial planning; financial management behavior; financial self-efficacy
Abstract

The study aimed to determine the effect of demographic factors and financial planning on financial management behavior with financial self-efficacy as an intervening variable. As many as 95 students in the city of Semarang used the accidental sampling technique. The analysis technique is Partial least squares structural equation modeling (PLS-SEM) using SmartPLS 4. The results show that financial planning and financial self-efficacy have a significant effect on financial management behavior, financial planning has an effect on financial self-efficacy, and financial self-efficacy plays a role as mediation in the relationship between financial planning and financial management behavior. Meanwhile, demographic factors (gender, age, and income) do not affect financial management behavior, and financial self-efficacy cannot mediate between demographic factors and financial management behavior.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Business, Accounting, Banking, and Economics (ICBABE 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
22 May 2023
ISBN
10.2991/978-94-6463-154-8_38
ISSN
2352-5428
DOI
10.2991/978-94-6463-154-8_38How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Putri Dwi Kurniasari
AU  - Yanuar Rachmansyah
AU  - Himawan Arif Sutanto
PY  - 2023
DA  - 2023/05/22
TI  - The Influence of Demographic Factors and Financial Planning on Financial Management Behavior with Financial Self-efficacy as an Intervening Variable in Pandemic Covid-19
BT  - Proceedings of the International Conference on Business, Accounting, Banking, and Economics (ICBABE 2022)
PB  - Atlantis Press
SP  - 435
EP  - 453
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-154-8_38
DO  - 10.2991/978-94-6463-154-8_38
ID  - Kurniasari2023
ER  -