Proceedings of the International Conference on Business Law and Local Wisdom in Tourism (ICBLT 2018)

Insurance as a Form of Tourism Protection

Authors
Desak Gde Dwi Arini, Diah Gayatri Sudibya, I Wayan Werasmana Sancaya
Corresponding Author
Desak Gde Dwi Arini
Available Online November 2018.
DOI
https://doi.org/10.2991/icblt-18.2018.9How to use a DOI?
Keywords
insurance; tourism; protection; tourist; Bali Province
Abstract
This research belongs to a normative and empirical legal research to identify the construction of insurance law against the risks confronted in the field of tourism. Secondary data obtained from primary legal materials, encompassing legislation, such as the Civil Code, the Book of Commercial Law, and Law Number 10 of 2009 on Tourism and Law Number 40 of 2014. In addition, primary data are obtained through observation and interviews, from the field involving relevant institutions and companies with insurance. The results of the research show that generally the insurance in the tourism sector is performed through the initiative of tourism service providers (Hotel Entrepreneur, Tour and Travel Bureau, and the manager of the tourism object) due to the sense of responsibility. Thus, insurance in tourism is a responsibility and incidental insurance occurred in the area of tourist attraction, which is classifiable into insurance of the third parties’ interest. Insured interests include life, personal accident, health, and the loss of tourism goods due to fire and responsibility. Similarly, determination of indemnity to be paid by the insurer is not based on actual losses but is determined at the beginning of the insurance agreement.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - Desak Gde Dwi Arini
AU  - Diah Gayatri Sudibya
AU  - I Wayan Werasmana Sancaya
PY  - 2018/11
DA  - 2018/11
TI  - Insurance as a Form of Tourism Protection
BT  - Proceedings of the International Conference on Business Law and Local Wisdom in Tourism (ICBLT 2018)
PB  - Atlantis Press
SP  - 36
EP  - 40
SN  - 2352-5398
UR  - https://doi.org/10.2991/icblt-18.2018.9
DO  - https://doi.org/10.2991/icblt-18.2018.9
ID  - Arini2018/11
ER  -