Empirical Research of the Impact of Internet Finance on Personal Finance
Junwei Han, Yuzhong Sun
Available Online September 2016.
- https://doi.org/10.2991/iccia-16.2016.39How to use a DOI?
- Internet Finance; Personal Finance; Traditional Finance.
- The development of the Internet finance has formed a huge impact on the current China's financial system, which inevitably has a major influence on the field of personal finance. The empirical analysis has carried on for the influence by using the survey data in this paper. The results show that factors of residents such as family income, investment structure, education level and age will have an impact on the "Internet finance cognition"; People recognize advantages of the Internet finance, but also misgive on the security of it; For the prospects of Internet finance, most people are still more optimistic, but they don't think the Internet finance can replace the Bank's current position.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Junwei Han AU - Yuzhong Sun PY - 2016/09 DA - 2016/09 TI - Empirical Research of the Impact of Internet Finance on Personal Finance BT - 2016 International Conference on Computer Engineering, Information Science & Application Technology (ICCIA 2016) PB - Atlantis Press SP - 213 EP - 218 SN - 2352-538X UR - https://doi.org/10.2991/iccia-16.2016.39 DO - https://doi.org/10.2991/iccia-16.2016.39 ID - Han2016/09 ER -