Proceedings of the 2022 2nd International Conference on Economic Development and Business Culture (ICEDBC 2022)

The Influence of Interest Rates to the Financial Market

Authors
Kaiwen Mo1, *
1University of Illinois at Urbana-Champaign, Champaign, United States
*Corresponding author. Email: Kaiwenm2@illinois.edu
Corresponding Author
Kaiwen Mo
Available Online 31 December 2022.
DOI
10.2991/978-94-6463-036-7_261How to use a DOI?
Keywords
Liberalization; Low interest rates; Investment; Financial crisis; Bank competition
Abstract

After the 2008 financial crisis, many financial institutions were bankrupt. It is imperative for them and the country to consider new strategies to prevent the next destructive financial crisis. The changes in interest rates in banks or bonds would bring changes in consumer behavior as well. Therefore, this paper would look over different data on interest rates before and after the 2008 financial crisis, combine the economics status, and will investigate the Covid pandemic, making a graph to compare and predict how would the interest rate fluctuate and therefore how it would affect the financial market globally. The result is that the interest rate is non-linear with private investment. In addition, because the pandemic is constantly changing, this paper just simply combines the existed data to make a simple prediction about how banks and private sectors would change their behaviors to better cope with the virus under the circumstances where many businesses are facing serious loans and deficit.

Copyright
© 2022 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2022 2nd International Conference on Economic Development and Business Culture (ICEDBC 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
31 December 2022
ISBN
10.2991/978-94-6463-036-7_261
ISSN
2352-5428
DOI
10.2991/978-94-6463-036-7_261How to use a DOI?
Copyright
© 2022 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Kaiwen Mo
PY  - 2022
DA  - 2022/12/31
TI  - The Influence of Interest Rates to the Financial Market
BT  - Proceedings of the 2022 2nd International Conference on Economic Development and Business Culture (ICEDBC 2022)
PB  - Atlantis Press
SP  - 1748
EP  - 1753
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-036-7_261
DO  - 10.2991/978-94-6463-036-7_261
ID  - Mo2022
ER  -