Proceedings of the 3rd International Conference on Economic Development and Business Culture (ICEDBC 2023)

Research on the Influence of Interest Income on the Profitability of Commercial Banks

Authors
Fangyu Yang1, *
1School of Management Science and Engineering, Central University of Finance and Economics, Beijing, 102206, China
*Corresponding author. Email: 15653502976@163.com
Corresponding Author
Fangyu Yang
Available Online 26 September 2023.
DOI
10.2991/978-94-6463-246-0_43How to use a DOI?
Keywords
Interest income; commercial banks; profitability
Abstract

Based on the panel data of 42 listed banks from 2010 to 2020, this paper uses the individual fixed effect model to study the impact of interest income on bank ROE, taking the percentage of interest income to turnover as the analysis object, and carries out empirical test on this basis. It shows that the increase of interest income ratio has a significant positive impact on ROE, which can also improve the profitability of banks.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 3rd International Conference on Economic Development and Business Culture (ICEDBC 2023)
Series
Advances in Economics, Business and Management Research
Publication Date
26 September 2023
ISBN
10.2991/978-94-6463-246-0_43
ISSN
2352-5428
DOI
10.2991/978-94-6463-246-0_43How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Fangyu Yang
PY  - 2023
DA  - 2023/09/26
TI  - Research on the Influence of Interest Income on the Profitability of Commercial Banks
BT  - Proceedings of the 3rd International Conference on Economic Development and Business Culture (ICEDBC 2023)
PB  - Atlantis Press
SP  - 355
EP  - 365
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-246-0_43
DO  - 10.2991/978-94-6463-246-0_43
ID  - Yang2023
ER  -