Research on the Influence of Interest Income on the Profitability of Commercial Banks

DOI

10.2991/978-94-6463-246-0_43How to use a DOI?

Keywords

Interest income; commercial banks; profitability

Abstract

Based on the panel data of 42 listed banks from 2010 to 2020, this paper uses the individual fixed effect model to study the impact of interest income on bank ROE, taking the percentage of interest income to turnover as the analysis object, and carries out empirical test on this basis. It shows that the increase of interest income ratio has a significant positive impact on ROE, which can also improve the profitability of banks.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Fangyu Yang
PY  - 2023
DA  - 2023/09/26
TI  - Research on the Influence of Interest Income on the Profitability of Commercial Banks
BT  - Proceedings of the 3rd International Conference on Economic Development and Business Culture (ICEDBC 2023)
PB  - Atlantis Press
SP  - 355
EP  - 365
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-246-0_43
DO  - 10.2991/978-94-6463-246-0_43
ID  - Yang2023
ER  -