The Effect of Funding Source on Profitability of BPR

DOI

10.2991/978-94-6463-226-2_42How to use a DOI?

Keywords

Microfinance institutions; Funding sources; Profitability

Abstract

Profitability plays an important role in ensuring that financial institutions can survive in the long term. This study focuses on funding sources and profitability by considering two variables that refer to profitability, namely Return on Assets and performance efficiency (BOPO) using the Balanced data panel from 34 BPR in Indonesia for the 2018–2021 period. Panel data regression analysis has been used in this research. EAR and DTL have a positive effect on ROA. Furthermore, EAR, DTL, LDR, and Size increase performance efficiency (BOPO). The findings will enable BPRs or other financial institutions to utilize resources to maximize financial performance that has an impact on profitability.

Copyright

© 2023 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Tya Lita Aprianti
AU  - Rofikoh Rokhim
PY  - 2023
DA  - 2023/08/30
TI  - The Effect of Funding Source on Profitability of BPR
BT  - Proceedings of the International Conference on Economics, Management and Accounting (ICEMAC 2022)
PB  - Atlantis Press
SP  - 528
EP  - 538
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-226-2_42
DO  - 10.2991/978-94-6463-226-2_42
ID  - LitaAprianti2023
ER  -