Proceedings of the 2017 International Conference on Education Science and Economic Management (ICESEM 2017)

Study on Theoretical Framework of Rural Women's Formal Financial Loaning Behavior

Authors
Qiuluan Yang, Linping Wang
Corresponding Author
Qiuluan Yang
Available Online October 2017.
DOI
https://doi.org/10.2991/icesem-17.2017.19How to use a DOI?
Keywords
Rural women; loaning behavior; Theory of Planned Behavior (TPB); credit rationing
Abstract
The study of rural women's formal financial loaning behavior must pay attention to both "loan demand" and "credit supply" at the same time, i.e., we must pay attention to loaning intention, actual loaning application behavior, and credit constraints or credit rationing of by formal financial institutions after loaning application. Given this, this paper constructs a theoretical framework to analyze the formal financial loaning behavior of rural women through the following two steps: 1) First, it analyzes the forming mechanism of rural women's loaning intention and loaning behavior, based on the theory of planned behavior (TPB); 2) it analyzes credit constraints that rural women might encounter and credit supply behavior of financial institutions for the rural women, based on the points of credit rationing theory.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - Qiuluan Yang
AU  - Linping Wang
PY  - 2017/10
DA  - 2017/10
TI  - Study on Theoretical Framework of Rural Women's Formal Financial Loaning Behavior
BT  - Proceedings of the 2017 International Conference on Education Science and Economic Management (ICESEM 2017)
PB  - Atlantis Press
SP  - 78
EP  - 81
SN  - 2352-5398
UR  - https://doi.org/10.2991/icesem-17.2017.19
DO  - https://doi.org/10.2991/icesem-17.2017.19
ID  - Yang2017/10
ER  -