Proceedings of the 2nd International Conference on Innovations and Challenges in Financial Technology (ICICFT 2025)

2nd International Conference on Innovations and Challenges in Financial Technology (ICICFT 2025)

📍Bangalore, India🗓️ 7-8 November 2025
96 authors
Alam, Qamar
Empowering Inclusion through Sovereign Digital Innovation: The Role of e₹-R in India’s Financial Landscape
Andu, Ashok Kumar Thavani
Detection and Prevention of MAC Spoofing in Cloud Data Centres
Anilkumar, M.
An Inclusive Model for Attaining SDG-9 (Industry, Innovation, & Infrastructure) Nexus through FinTech in Conventional Higher Education Institutions in Karnataka
Arcot, Purna Prasad
Conversational AI Chatbots in FinTech CRM: Impact on Customer Satisfaction and First-Contact Resolution Rates
Arora, Sheenu
Transforming Human Resource Management in the FinTech Era: Challenges and Strategic Opportunities
Ashok, H. G.
Enhancing Project Management Strategies for Successful FinTech Implementation in Emerging Economies
Ayyappan, S.
Financial Applications in Insurtech: Transforming Risk Assessment, Customer Experience, and Digital Insurance Ecosystem
Ayyappan, S.
The Financialization of Land Conflicts: Macroeconomic Vulnerabilities and Agrarian Structure Disciplining in Peripheral Economies
Ayyappan, S.
Sustainable Finance in India: Trends, Challenges, and Development Prospects
Balasubramanian, J. V.
Embedded Finance and the Reconstruction of Credit Infrastructure in India: Co-lending, the Account Aggregator Network, and the Political Economy of Digital Credit
Balasubramanian, J. V.
Sustainable Finance in India: Trends, Challenges, and Development Prospects
Balasubramanian, J. V.
Voice AI Applications in FinTech Firms: A Case-Based Analysis of Voice AI in Marketing and Customer Success Functions
Balasubramanian, J. V.
Interdisciplinary Research in FinTech: Bridging Computer Science, Economics, and Management
Balasundaram, Soumya
Fintech Marketing Acumen: Case-Based Strategies for Startup Success
Budihal, Pooja
An Inclusive Model for Attaining SDG-9 (Industry, Innovation, & Infrastructure) Nexus through FinTech in Conventional Higher Education Institutions in Karnataka
Chandrashekhar, R.
Attitude of Generation Z Towards Selecting Jobs in the Gig Economy: A Financial Perspective
Chandrashekhar, R.
AI and the Future of Accounting: A Comparative Study of Digital Adoption in Indian Accounting and Non Accounting Firms
Chidananda, H. L.
Peer-Review Statements
Dave, Kruti Vaibhav
Integrating Financial Technology with Inventory Management: Enhancing Cash Flow and Supply Chain Efficiency in Indian SMEs
Dave, Kruti Vaibhav
Enhancing Project Management Strategies for Successful FinTech Implementation in Emerging Economies
Farheen, Hajira
Digital Platforms Impact on Generation-Z Option Trading in India: A Behavioural Analysis
Gupta, Jyoti Bala
Ensemble Learning for Fraud Detection in FinTech Transactions: Comparative Analysis of SVM and ANN
Hanumantharaya
The Financialization of Land Conflicts: Macroeconomic Vulnerabilities and Agrarian Structure Disciplining in Peripheral Economies
Harish, S.
Digital Platforms Impact on Generation-Z Option Trading in India: A Behavioural Analysis
Hasure, Santosh
The Problems and Prospects of FinTech in the Achievement of SDGs: An Indian Scenario
Iyer, Deepa
Robo-Advisors and AI-Driven Investment Decision Making: An Integrated Technology Acceptance and Trust-Based Structural Framework in the Indian FinTech Context
Jadhav, S. S.
The Problems and Prospects of FinTech in the Achievement of SDGs: An Indian Scenario
Jeevitha, J.
Digital Platforms Impact on Generation-Z Option Trading in India: A Behavioural Analysis
Joseph, Juno Ann
Empowering Rural Economies through a Moderated Mediation Analysis of AI and Fin Tech in Driving Financial Inclusion and Rural destination Promotion
Karthik, P.
Digital Platforms Impact on Generation-Z Option Trading in India: A Behavioural Analysis
Karthik, P.
A Study on Innovative Pedagogical Integration of MOOCs, Online Certifications and Accounting Tools in Indian Accounting Education
Katti, Nagaraj N.
Voice AI Applications in FinTech Firms: A Case-Based Analysis of Voice AI in Marketing and Customer Success Functions
Kokila, N.
Evaluating the Effectiveness and User Adoption of Digital Financial Planning Tools: A Study with Reference to Individual Investors
Kumar, K. Sanath
Fueling the Fire: How Israel Iran War Impacted Global Oil Prices
Kumar, S. Ranjith
Digital Payments as a Catalyst for Financial Literacy and Inclusion: Pathways to Sustainable Growth
Kumar, S. Ranjith
Determinants of Entrepreneurial Success: The Role of Finance, Motivation, and Technological Adoption
Kumar, S. Ranjith
FinTech Adoption Among Working Women in Trivandrum: A Sustainable Development Perspective Using Diffusion of Innovation Theory
Kumar, S. Vinay
Digital Platforms Impact on Generation-Z Option Trading in India: A Behavioural Analysis
Lakshmi, B. Venkata
Interdisciplinary Research in FinTech: Bridging Computer Science, Economics, and Management
Laxmana, P.
An Inclusive Model for Attaining SDG-9 (Industry, Innovation, & Infrastructure) Nexus through FinTech in Conventional Higher Education Institutions in Karnataka
Lokesha
Fueling the Fire: How Israel Iran War Impacted Global Oil Prices
Madhumathi, T. K.
Evaluating the Effectiveness and User Adoption of Digital Financial Planning Tools: A Study with Reference to Individual Investors
Mallika, N.
Fueling the Fire: How Israel Iran War Impacted Global Oil Prices
Mehtab, Fozia
Dynamic Connectedness and Systemic Risk in Equity ETFs
Mishra, Namita
Transforming Human Resource Management in the FinTech Era: Challenges and Strategic Opportunities
Mulla, Mustaq
The Role of Financial Inclusion in Women’s Empowerment in North Karnataka: An Empirical Study of Belagavi and Hubli Dharwad District
Muthamma, B. U.
Determinants of Entrepreneurial Success: The Role of Finance, Motivation, and Technological Adoption
Nagesh, N.
A Study on Innovative Pedagogical Integration of MOOCs, Online Certifications and Accounting Tools in Indian Accounting Education
Naik, B. C. Yogesh Kumar
Tracing the Trajectory of Online Microfinance Fraud Research: A Bibliometric Study on P2P Lending Risks for NBFCs
Pais, Metilda Veronica
Fueling the Fire: How Israel Iran War Impacted Global Oil Prices
Paul, Pravalika
Innovations and Challenges in DeFi Adoption: The Role of Digital Literacy, Risk and Regulation in Urban Banking
Prakash, Amith
Designing for All: Transitioning from Traditional Employee Engagement to Inclusive Employee Experiences
Radhika, K. G.
Fueling the Fire: How Israel Iran War Impacted Global Oil Prices
Raibagi, Poonum Shankarasa
Financial Inclusion and Entrepreneur Behaviour - A Study on North Karnataka Entrepreneurs
Raj, A. Anju
FinTech Adoption Among Working Women in Trivandrum: A Sustainable Development Perspective Using Diffusion of Innovation Theory
Raju, R. Pavan Kumar
Reinforcing Sustainability through Agricultural Insurance: Models, Innovations, and Challenges in Building Climate-Resilient Agri Food Systems
Rangasamy, Sangeetha
Cognitive and Emotional Biases in Investment Decision Making: A PRISMA Systematic Review and Bibliometric Analysis
Ranjithkumar, S.
Peer-Review Statements
Ranjithkumar, S.
Financial Inclusion and Entrepreneur Behaviour - A Study on North Karnataka Entrepreneurs
Rao, K. S. Srinivasa
Innovations and Challenges of Financial Technology: A Study on Digital Wallets and Mobile Payments in India
Reddy, Patil Jaya Lakshmi
FinTech-Enabled Governance for Sustainable Blue Economy Development: Evidence from Coastal Communities in India
Reddy, Y. Mohan
Detection and Prevention of MAC Spoofing in Cloud Data Centres
Samartha, Vishal
Fueling the Fire: How Israel Iran War Impacted Global Oil Prices
Santoshi, Rupa
FinTech-Enabled Governance for Sustainable Blue Economy Development: Evidence from Coastal Communities in India
Sarkar, Asha
Toward a Theoretical Framework for Green Digital Finance: Bridging FinTech and Sustainability Goals
Sarvi, Ashwini M.
Fintech Marketing Acumen: Case-Based Strategies for Startup Success
Sattikar, A. A.
The Problems and Prospects of FinTech in the Achievement of SDGs: An Indian Scenario
Savitha, D.
Digital Payments as a Catalyst for Financial Literacy and Inclusion: Pathways to Sustainable Growth
Shalini, S. N.
Cognitive and Emotional Biases in Investment Decision Making: A PRISMA Systematic Review and Bibliometric Analysis
Sharma, Sunil Kumar
Empowering Inclusion through Sovereign Digital Innovation: The Role of e₹-R in India’s Financial Landscape
Sindagikar, Adil
Innovations and Challenges of Financial Technology: A Study on Digital Wallets and Mobile Payments in India
Singh, Anushree
Employee and Management Attitudes Towards HR Analytics Adoption: A Mixed-Methods Investigation Using the Technology Acceptance Model
Singh, Sakshi
The Post-Pandemic Investor Surge and UPI Growth: A Structural Break Analysis of India’s Retail Equity Ecosystem
Singh, Sarita Kumari
Toward a Theoretical Framework for Green Digital Finance: Bridging FinTech and Sustainability Goals
Smitha, S.
Employee and Management Attitudes Towards HR Analytics Adoption: A Mixed-Methods Investigation Using the Technology Acceptance Model
Sogi, Sagar V.
Role of Bank Participation in the Growth of UPI and IMPS in India’s Digital Payment System
Sreerudran, Mayan. K.
Sustainable Finance in India: Trends, Challenges, and Development Prospects
Srinivas, K. T.
Role of Bank Participation in the Growth of UPI and IMPS in India’s Digital Payment System
Supriya, Mathyam
AI-Driven Big Data Analytics for Financial Decision-Making: Forecasting, Risk Assessment, and Fraud Detection
Swathi
FinTech-Enabled Governance for Sustainable Blue Economy Development: Evidence from Coastal Communities in India
Syed, Rajeena
The Role of Financial Inclusion in Women’s Empowerment in North Karnataka: An Empirical Study of Belagavi and Hubli Dharwad District
Syed, Rajeena
The Post-Pandemic Investor Surge and UPI Growth: A Structural Break Analysis of India’s Retail Equity Ecosystem
Sylus, Litty
Reinforcing Sustainability through Agricultural Insurance: Models, Innovations, and Challenges in Building Climate-Resilient Agri Food Systems
Tasmiya, A. Syeda
Attitude of Generation Z Towards Selecting Jobs in the Gig Economy: A Financial Perspective
Tasmiya, A. Syeda
AI and the Future of Accounting: A Comparative Study of Digital Adoption in Indian Accounting and Non Accounting Firms
Theres, Ankitha
Financial Applications in Insurtech: Transforming Risk Assessment, Customer Experience, and Digital Insurance Ecosystem
Tiwari, Bhupendra Bahadur
Peer-Review Statements
Tiwari, Bhupendra Bahadur
Robo-Advisors and AI-Driven Investment Decision Making: An Integrated Technology Acceptance and Trust-Based Structural Framework in the Indian FinTech Context
Vadivel, Thanikachalam
Fintech Marketing Acumen: Case-Based Strategies for Startup Success
Vadivel, Thanikachalam
Conversational AI Chatbots in FinTech CRM: Impact on Customer Satisfaction and First-Contact Resolution Rates
Varghese, Divya Thankom
Sustainable Finance in India: Trends, Challenges, and Development Prospects
Varghese, Divya Thankom
Empowering Rural Economies through a Moderated Mediation Analysis of AI and Fin Tech in Driving Financial Inclusion and Rural destination Promotion
Varghese, Divya Thankom
UPI, Financial Inclusion, and the Architecture of a Digital Economy: Evidence, Gaps, and the Road Ahead for India
Varghese, Divya Thankom
Designing for All: Transitioning from Traditional Employee Engagement to Inclusive Employee Experiences
Vignesh, M. K.
Conversational AI Chatbots in FinTech CRM: Impact on Customer Satisfaction and First-Contact Resolution Rates
Vijay, Sriram Ragul Thambi
Conversational AI Chatbots in FinTech CRM: Impact on Customer Satisfaction and First-Contact Resolution Rates