Research on the Efficiency of China’s P2P Network Lending Platform

DOI

10.2991/icmesd-18.2018.9How to use a DOI?

Keywords

P2P network lending platform, Efficiency evaluation, SBM model.

Abstract

Efficiency is an important manifestation of corporate competitiveness and sustainable development capabilities. In this paper, the efficiency of the sample platform from the Internet financial registration disclosure service platform is calculated and analyzed using the super-efficient SBM model that considers undesired outputs, and found that most of the platforms are in an inefficient state. Among them, the background platform of state-owned assets is relatively high, followed by the private and venture capital background platform. The background of listed companies is relatively low. In terms of geographical distribution, the level of platform efficiency in developed eastern regions is higher than in other regions. Through regression analysis, we found that the operating time, annualized interest rate, average investment period and efficiency are positively correlated. This study has certain implications for the industry to achieve efficient development.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Jie Zheng
AU  - Li-Yan Wang
PY  - 2018/05
DA  - 2018/05
TI  - Research on the Efficiency of China’s P2P Network Lending Platform
BT  - Proceedings of the 4th Annual International Conference on Management, Economics and Social Development (ICMESD 2018)
PB  - Atlantis Press
SP  - 57
EP  - 63
SN  - 2352-5428
UR  - https://doi.org/10.2991/icmesd-18.2018.9
DO  - 10.2991/icmesd-18.2018.9
ID  - Zheng2018/05
ER  -