Health Analysis of Indonesian Conventional Banking in Supporting the Green Industry Program

(Study at Bank BCA and Bukopin for the Period 2020 to 2022)

DOI

10.2991/978-94-6463-204-0_45How to use a DOI?

Keywords

Banking Health; RGEC method; green industry; Conventional Banking; First Section

Abstract

The purpose of this study was to determine the health of Indonesian conventional banks in supporting the green industry program for the period 2020 to 2022 which was analyzed using the (RGEC) approach. The results of the study show that from the results of calculations of Non-Performing Loans (NPL) for 2020 to 2022, BCA banks are generally categorized as in good or healthy condition, while Bukopin banks are categorized as in unhealthy or unfavorable conditions. Condition. Based on the 2020–2022 Loan to Deposit Ratio (LDR), Bank BCA Tbk is in a very healthy condition and Bukopin is categorized as in an unhealthy condition. In terms of GCG results, BCA bank has a very good rating, while Bukopin has a good rating. In calculating ROA and NIM, in general BCA banks have a very good level of soundness and Bukopin banks generally have an unhealthy level of soundness. And in CAR calculations, both BCA and Bukopin are categorized as in very good condition. Good bank health can support green management programs for environmental concern. If the bank does not make better changes that can produce a positive impact, the bank will experience a lot of losses from various things. Especially for banks that have a poor soundness level, the bank must make improvements. Banks are expected to have a good level of soundness, by improving the quality of these banks can have a positive effect in many ways, especially in supporting the green industry program.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Windi Ayu Andriyani
AU  - Ganang Ikhwanudin
AU  - Henri Dwi Wahyudi
PY  - 2023
DA  - 2023/10/04
TI  - Health Analysis of Indonesian Conventional Banking in Supporting the Green Industry Program
BT  - Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)
PB  - Atlantis Press
SP  - 525
EP  - 538
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-204-0_45
DO  - 10.2991/978-94-6463-204-0_45
ID  - Andriyani2023
ER  -