Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)

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Effect of Capital Aquency Ratio, Non-Performing Financing, Operational Efficiency Ratio, Financing to Deposit Ratio on Financial Performance of Sharia Banks

Case at Sharia Commercial Banks Registered at OJK Republik Indonesia Tbk Period 2019–2021

Authors
Nofi Damayanti1, Wuryaningsih Dwi Lestari1, *
1Faculty of Economics and Business, Universitas Muhammadiyah Surakarta, Surakarta, Indonesia
*Corresponding author. Email: wdl126@ums.ac.id
Corresponding Author
Wuryaningsih Dwi Lestari
Available Online 4 October 2023.
DOI
10.2991/978-94-6463-204-0_38How to use a DOI?
Keywords
Capital Aquency Ratio (CAR); Non-Performing Ratio (NPF); Operational Efficiency Ratio (OER); Financing to Deposit Ratio (FDR); Return On Assets (ROA)
Abstract

The purpose of this study was to determine the relationship between Return On Assets (ROA) and the variables Capital Aquency Ratio (CAR), Non-Performance Ratio (NPF), Operational Efficiency Ratio (OER), and Financing to Deposit Ratio (FDR). This study employs quantitative explanatory research as its method of investigation. This study uses annual secondary data for January 2019 through December 2021. EVIEWS 12 panel data regression was used for the analysis. The test result of t shows that Capital Aquency Ratio (CAR) variable significantly affects Return On Assets (ROA). Non-Performing Ratio (NPF) has a positive and insignificant effect on Return On Assets (ROA). Operational Efficiency Ratio (OER) has a negative and significant impact on Return On Assets (ROA), and Financing to Deposit Ratio (FDR) has a negative and insignificant effect on Return On Assets (ROA). On the country, the F test results show that the independent variable Capital Aquency Ratio (CAR), Non-Performing Ratio (NPF), Operational Efficiency Ratio (OER), and Financing to Deposit Ratio (FDR) simultaneously have a significant effect on Return On Assets (ROA).

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)
Series
Advances in Economics, Business and Management Research
Publication Date
4 October 2023
ISBN
10.2991/978-94-6463-204-0_38
ISSN
2352-5428
DOI
10.2991/978-94-6463-204-0_38How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Nofi Damayanti
AU  - Wuryaningsih Dwi Lestari
PY  - 2023
DA  - 2023/10/04
TI  - Effect of Capital Aquency Ratio, Non-Performing Financing, Operational Efficiency Ratio, Financing to Deposit Ratio on Financial Performance of Sharia Banks
BT  - Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)
PB  - Atlantis Press
SP  - 435
EP  - 449
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-204-0_38
DO  - 10.2991/978-94-6463-204-0_38
ID  - Damayanti2023
ER  -