Analysis of Bank Health Level Using RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) Method
Case Study at PT. Bank Mandiri (Persero), Tbk. 2018-2020
- 10.2991/aebmr.k.220602.042How to use a DOI?
- Good Corporate Governance; RGEC; Risk Profile; Bank Soundness Level
This study aimed to determine the health level of PT. Bank Mandiri Tbk used RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) method in the period the 2018-2020 period. The type of research used in this study was descriptive quantitative with a sample of Bank Mandiri which published in an annual hassle by PT. Bank Mandiri (Persero). The type of data source was secondary data. The study used the ratio approach analysis technique concerning the indicators included in assessing the soundness of the bank. The results of the Bank Mandiri health research in the period 2018-2020 showed the results of various Risk Profile indicators of Bank Mandiri in terms of the NPL ratio of 2.96% for the health category. Subsequently, the LDR value of 102.14% is categorized as unhealthy. Good Corporate Governance indicators with health criteria obtained a composite rating of 2. The Earnings indicator with a result of 1.85% was categorized as very healthy. The Capital indicator with a result of 20.58% was categorized as very healthy. Based on all aspects of RGEC assessment, Bank Mandiri soundness level was obtained with the average of the composite assessment showing bank soundness level was ranked 2 with a healthy bank condition.
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Cite this article
TY - CONF AU - Yuliana Ineke Putri Sari AU - Wuryaningsih Dwi Lestari PY - 2022 DA - 2022/06/13 TI - Analysis of Bank Health Level Using RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) Method BT - Proceedings of the International Conference on Economics and Business Studies (ICOEBS 2022) PB - Atlantis Press SP - 321 EP - 326 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.220602.042 DO - 10.2991/aebmr.k.220602.042 ID - Sari2022 ER -