Structural Modeling of MSME Women’s Finance Literacy in Pacitan
- 10.2991/aebmr.k.220602.044How to use a DOI?
- Finance Inclusion; Finance Literacy; Finance Decision Making; Women’s MSME in Pacitan
This study will address to determine finance inclusion and finance literacy in making finance decisions which mediated by finance intentions toward women MSME in Pacitan.The reason is that the level of local finance literacy is still low in addition to the problem of contradicting the results of previous research. The sampling technique used is snowball sampling with a total of 150 respondents. The results of this study confirmed the effectiveness of structural modeling in the field of finance literacy research and succeeded in proposing a finance literacy model for MSME women. The results of the study indicate that finance intention is an important mediating factor for women entrepreneurs of SMEs in Pacitan in determining finance decisions. In addition, from the results of the SEM test, the strongest mediating effect occurs in the antecedent variable of finance inclusion, not finance literacy. This provides evidence that women who are MSME actors still need assistance in making finance decisions and to increase their literacy power by naturally over time.
- © 2022 The Authors. Published by Atlantis Press International B.V.
- Open Access
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Cite this article
TY - CONF AU - Ignatius Roni Setyawan AU - Ishak Ramli AU - Indra Listyarti PY - 2022 DA - 2022/06/13 TI - Structural Modeling of MSME Women’s Finance Literacy in Pacitan BT - Proceedings of the International Conference on Economics and Business Studies (ICOEBS 2022) PB - Atlantis Press SP - 332 EP - 335 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.220602.044 DO - 10.2991/aebmr.k.220602.044 ID - Setyawan2022 ER -