Proceedings of the 1st International Conference on Research in Social Sciences and Humanities (ICoRSH 2020)

The Effects of Financial Inclusions and Customer Satisfaction on Influencing Shift to the Bank Customer Towards Financial Lending Transactions

Authors
Rudy Bodewyn Mangasa Tua*, Arif Surahman
Universitas Pamulang, Jl Surya Kencana No.1, Pamulang, Kota Tangerang Selatan, 15415, Banten, Indonesia
*Corresponding author email: dosen001176@unpam.ac.id1
Corresponding Author
Rudy Bodewyn Mangasa Tua
Available Online 16 November 2021.
DOI
10.2991/assehr.k.211102.036How to use a DOI?
Keywords
Financial Inclusions; Customer satisfaction; bank
Abstract

Financial technology has caused a shift of customers from bank to online financial lending. This research used multinomial regression to enquire the effects that financial inclusions and customer service has on the customer shift towards online financial lending company. The results inferred that the probability of someone to take a loan from the bank and at the same time also take a loan from the online financial institutions compared to not taking a loan at all will increase 1.083 when financial inclusions were to increase. This research also found that the probability of a person taking a loan from a bank and at the same time do not take a loan from other online financial institutions compared to not taking a loan at all, will increase by the factors of 1.1 if customer service satisfaction were to increase

Copyright
© 2021 The Authors. Published by Atlantis Press SARL.
Open Access
This is an open access article under the CC BY-NC license.

Download article (PDF)

Volume Title
Proceedings of the 1st International Conference on Research in Social Sciences and Humanities (ICoRSH 2020)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
16 November 2021
ISBN
10.2991/assehr.k.211102.036
ISSN
2352-5398
DOI
10.2991/assehr.k.211102.036How to use a DOI?
Copyright
© 2021 The Authors. Published by Atlantis Press SARL.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Rudy Bodewyn Mangasa Tua
AU  - Arif Surahman
PY  - 2021
DA  - 2021/11/16
TI  - The Effects of Financial Inclusions and Customer Satisfaction on Influencing Shift to the Bank Customer Towards Financial Lending Transactions
BT  - Proceedings of the 1st International Conference on Research in Social Sciences and Humanities (ICoRSH 2020)
PB  - Atlantis Press
SP  - 303
EP  - 312
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.211102.036
DO  - 10.2991/assehr.k.211102.036
ID  - Tua2021
ER  -