Analysis on the Development of Supply Chain Finance Business of Chinese Commercial Banks

DOI

10.2991/aebmr.k.220405.185How to use a DOI?

Keywords

Banking; Supply chain; Small and medium-sized enterprises; Financial services

Abstract

Supply chain finance is a new financing model. Its innovative significance is to help all kinds of enterprises better obtain the services of financial institutions. Usually, core enterprises have strong bargaining power in the supply chain. Vulnerable small and medium-sized enterprises generally produce a large number of accounts receivable and prepayments while trading with core enterprises. Therefore, the supply chain finance business launched by Chinese commercial banks is an innovative financial product different from the traditional credit business. It is flexible and takes into account the business characteristics of different enterprises with various types and status. Various domestic supply chain finance models have been launched continuously, and the corresponding product technology has also been developed to varying degrees.

Taking the development of the supply chain finance business of Chinese commercial banks as the research object, this paper analyzes the risk factors and countermeasures in its development through the methods of literature analysis and chart analysis. Finally, the author draws the conclusion that the supply chain finance business of Chinese commercial banks can be further developed by deepening the application of financial technology in the commercial bank supply chain finance business, innovating the business model, expanding the business scope, and implementing commercial bank supply chain finance business risk prevention.

Copyright

© 2022 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article distributed under the CC BY-NC 4.0 license.

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TY  - CONF
AU  - Yuan Gao
PY  - 2022
DA  - 2022/04/29
TI  - Analysis on the Development of Supply Chain Finance Business of Chinese Commercial Banks
BT  - Proceedings of the 2022 7th International Conference on Social Sciences and Economic Development (ICSSED 2022)
PB  - Atlantis Press
SP  - 1109
EP  - 1113
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.220405.185
DO  - 10.2991/aebmr.k.220405.185
ID  - Gao2022
ER  -