Proceedings of the 2017 9th International Economics, Management and Education Technology Conference (IEMETC 2017)

On support of commercial banks to financing of small- and medium-sized enterprises in Inner Mongolia

Authors
Yue Liu
Corresponding Author
Yue Liu
Available Online July 2017.
DOI
10.2991/iemetc-17.2017.67How to use a DOI?
Keywords
Commercial banks; small- and medium-sized enterprises; financing support
Abstract

Since economic growth is slower than before, the number of small- and medium-sized enterprises (SMEs) in China grows rapidly. In order to obtain external financing, SMEs must use the power of commercial banks. This paper analyzes the present situation and existing problems of financing services of SMEs in Inner Mongolia from the perspective of commercial banks, and finds out that the current problems are as follows: relatively high bank loan interest rate, cumbersome credit flow, information asymmetry between banks and enterprises; lack of awareness from commercial banks to provide comprehensive service for SMEs, and insufficient financial products suitable for SMEs. Based on these questions, this paper comes up with suggestions from four aspects: business process, information disclosure, organizational structure and product innovation.

Copyright
© 2017, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2017 9th International Economics, Management and Education Technology Conference (IEMETC 2017)
Series
Advances in Economics, Business and Management Research
Publication Date
July 2017
ISBN
10.2991/iemetc-17.2017.67
ISSN
2352-5428
DOI
10.2991/iemetc-17.2017.67How to use a DOI?
Copyright
© 2017, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Yue Liu
PY  - 2017/07
DA  - 2017/07
TI  - On support of commercial banks to financing of small- and medium-sized enterprises in Inner Mongolia
BT  - Proceedings of the 2017 9th International Economics, Management and Education Technology Conference (IEMETC 2017)
PB  - Atlantis Press
SP  - 316
EP  - 319
SN  - 2352-5428
UR  - https://doi.org/10.2991/iemetc-17.2017.67
DO  - 10.2991/iemetc-17.2017.67
ID  - Liu2017/07
ER  -