Proceedings of the 17 th International Symposium on Management (INSYMA 2020)

Diversification, Bank Risk, and Efficiency on Sharia Banking in Indonesia

Authors
Anggraeni, Basuki, R. Setiawan
Corresponding Author
Anggraeni
Available Online 31 January 2020.
DOI
https://doi.org/10.2991/aebmr.k.200127.042How to use a DOI?
Keywords
Efficiency, non-performing finance, diversification, bank risk
Abstract

The study aims to analyze the effect of asset diversification, bank risk, and bank size moderated by the ownership structure and board of Commissioners on the level of efficiency in Sharia banking in Indonesia. The study was conducted on 13 Sharia banks with the observation period in 2010–2017. The results of this study found that diversification moderated by ownership structures and the diversification moderated by Shariah Supervisory Boards had no significant influence on bank efficiency, while bank risk measured with NPF ratio (non-performing Finance) had a significant negative influence on the bank’s level of efficiency, and the bank’s total size of the asset had a significant positive influence on the efficiency rate of Sharia banking in Indonesia. R-Square, with a value of 28.65 percent signifies that dependent variables in the study contributed to the efficiency of the bank by 28.65 percent.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 17 th International Symposium on Management (INSYMA 2020)
Series
Advances in Economics, Business and Management Research
Publication Date
31 January 2020
ISBN
978-94-6252-892-5
ISSN
2352-5428
DOI
https://doi.org/10.2991/aebmr.k.200127.042How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Anggraeni
AU  - Basuki
AU  - R. Setiawan
PY  - 2020
DA  - 2020/01/31
TI  - Diversification, Bank Risk, and Efficiency on Sharia Banking in Indonesia
BT  - Proceedings of the 17 th International Symposium on Management (INSYMA 2020)
PB  - Atlantis Press
SP  - 205
EP  - 208
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200127.042
DO  - https://doi.org/10.2991/aebmr.k.200127.042
ID  - 2020
ER  -