Proceedings of the 3rd International Conference on Judicial, Administrative and Humanitarian Problems of State Structures and Economic Subjects (JAHP 2018)

Analysis of the Failure of Hierarchy Function of Branch in Loan Management System of China's Commercial Bank and Its Countermeasures

Authors
Liguo He
Corresponding Author
Liguo He
Available Online August 2018.
DOI
10.2991/jahp-18.2018.131How to use a DOI?
Keywords
branch; loan management; principal-agent; risk
Abstract

In January 2018, the case of a branch's illegal credit granting broke out, which is expected to cause huge losses of nearly 10 billion yuan. This paper studies the reasons why this case breaks out? This paper starts with the loan management system of the "head office—branch—sub-branch" of China's commercial banks, uses the principal-agent theory to analyze the reasons why the branches fail to control the risks, and proposes countermeasures in a targeted manner.

Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 3rd International Conference on Judicial, Administrative and Humanitarian Problems of State Structures and Economic Subjects (JAHP 2018)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
August 2018
ISBN
10.2991/jahp-18.2018.131
ISSN
2352-5398
DOI
10.2991/jahp-18.2018.131How to use a DOI?
Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Liguo He
PY  - 2018/08
DA  - 2018/08
TI  - Analysis of the Failure of Hierarchy Function of Branch in Loan Management System of China's Commercial Bank and Its Countermeasures
BT  - Proceedings of the 3rd International Conference on Judicial, Administrative and Humanitarian Problems of State Structures and Economic Subjects (JAHP 2018)
PB  - Atlantis Press
SP  - 633
EP  - 637
SN  - 2352-5398
UR  - https://doi.org/10.2991/jahp-18.2018.131
DO  - 10.2991/jahp-18.2018.131
ID  - He2018/08
ER  -