Risk Assessment Analysis of P2P Network Loan
Xiaoling Xu, Cheng Wang
Available Online December 2017.
- 10.2991/mcei-17.2017.146How to use a DOI?
- Risk assessment; Information Gain; P2P network loan; WOE value
P2P network loan has been widely concerned by people since it came into the market. This paper establishes an assessment analysis model to evaluate the risk level of P2P network loan. Seven important indexes are selected to constitute the evaluation index system by using the method of Information Gain. Then the analysis method of WOE value is used to evaluate the risk level of P2P network loan, and the conclusion is drawn that the larger the WOE value of complex development index, the lower the risk level of borrowers' credit.
- © 2017, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Xiaoling Xu AU - Cheng Wang PY - 2017/12 DA - 2017/12 TI - Risk Assessment Analysis of P2P Network Loan BT - Proceedings of the 2017 7th International Conference on Mechatronics, Computer and Education Informationization (MCEI 2017) PB - Atlantis Press SP - 690 EP - 693 SN - 2352-538X UR - https://doi.org/10.2991/mcei-17.2017.146 DO - 10.2991/mcei-17.2017.146 ID - Xu2017/12 ER -