Research on Innovation of Small and Micro Enterprises Financing Model Based on Cloud Services
- DOI
- 10.2991/mshsd-17.2018.6How to use a DOI?
- Keywords
- Cloud Services, Small and Micro Enterprises, Financing Model, Innovation
- Abstract
Cloud computing, the background technology and capacity guarantee to Internet applications, has been widely and deeply used in recent years, which also gives small and micro enterprises a new way to solve the problem of financing. This paper analyzes the current situation of small and micro enterprises financing models in China and the existing problems, then proposes a new model of small and micro enterprises financing based on cloud services under the guidance of government, as to deal with the financing information asymmetry fundamentally and reduce the financing risks. Besides above, it puts forward the overall architecture and process of the small and micro enterprise financing model based on cloud services. Finally, it gives suggestion of development. This model integrates varies social resources, has the multilateral platform effect, uses big data in the cloud to improve transparency and instantaneity of financing information of small and micro enterprises and reduce the risk of the investor and network platform, which explores a new way for small and micro enterprises financing model platform to develop more open and better.
- Copyright
- © 2018, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Dao-hai Zhang AU - Miao-miao Fan PY - 2017/12 DA - 2017/12 TI - Research on Innovation of Small and Micro Enterprises Financing Model Based on Cloud Services BT - Proceedings of the 2017 World Conference on Management Science and Human Social Development (MSHSD 2017) PB - Atlantis Press SP - 27 EP - 33 SN - 2352-5398 UR - https://doi.org/10.2991/mshsd-17.2018.6 DO - 10.2991/mshsd-17.2018.6 ID - Zhang2017/12 ER -