Efficiency Analysis of Islamic Microfinance Institutions: Case of East Java

DOI

10.2991/assehr.k.211020.045How to use a DOI?

Keywords

Efficiency, DEA, Tobit Regression, Islamic Micro Finance Intuitions

Abstract

This study examines the efficiency of Islamic Micro Finance Institutions (IMFIs) in East Java using a two-stage study. The first stage is to test the efficiency of the IMFIs using the Data Envelopment Analysis (DEA) approach and the second stage is to look for factors that affect efficiency using the panel regression. The DEA is employed for 19 IMFIs with three years of financial observance. The study further tests the impact of some macroeconomic and internal factors on the efficiency of IFMIs. Findings show that KSPPS Sri Sejahtera succeeded to maintain the level of efficiency for three executive years. Besides, macroeconomic factors play no contribution in effecting the efficiency of IMFIs while some internal factors such as the size of IMFIs, Labor Cost and Financing to Deposit Ratio affect the efficiency significantly with different degrees of exposure.

Copyright

© 2021, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Imron Mawardi
AU  - Sri Ningsih
AU  - Wisudanto
AU  - Tika Widiastuti
AU  - Muhammad Ubaidillah Al Mustofa
PY  - 2021
DA  - 2021/10/21
TI  - Efficiency Analysis of Islamic Microfinance Institutions: Case of East Java
BT  - Proceedings of the 1st UMGESHIC International Seminar on Health, Social Science and Humanities (UMGESHIC-ISHSSH 2020)
PB  - Atlantis Press
SP  - 306
EP  - 314
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.211020.045
DO  - 10.2991/assehr.k.211020.045
ID  - Mawardi2021
ER  -