Proceedings of the 1ST Bengkulu International Conference on Economics, Management, Business and Accounting (BICEMBA 2023)

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The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Authors
Aten Apriani1, *, Intan Zoraya1, Chairil Afandy1
1Faculty of Economics and Business, Universitas Bengkulu, Bengkulu, Indonesia
*Corresponding author. Email: atenapriani04@gmail.com
Corresponding Author
Aten Apriani
Available Online 21 December 2023.
DOI
10.2991/978-94-6463-328-3_2How to use a DOI?
Keywords
Fintech Payment; Financial Knowledge; Financial Management Behavior; Lifestyle
Abstract

The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu. This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling. This study distributed questionnaires to 341 respondents from students of the University of Bengkulu and then processed statistically using IBM SPSS 26 and multiple linear regression methods. The results of the hypothesis test showed that the fintech payment variable has a significance of 0.313 > 0.05 and has a tcount value of 1.010 < ttable 1.97, lifestyle variables have a significance of 0.000 < 0.05 has a tcount value of 8.54 > ttable 1.97, variable financial knowledge has a significance of 0.000 < 0.05 has a tcount value of 6.80 > ttable 1.97. The research finds that fintech payments do not affect financial management behavior, while lifestyle and financial knowledge positively affect financial management behavior.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 1ST Bengkulu International Conference on Economics, Management, Business and Accounting (BICEMBA 2023)
Series
Advances in Economics, Business and Management Research
Publication Date
21 December 2023
ISBN
10.2991/978-94-6463-328-3_2
ISSN
2352-5428
DOI
10.2991/978-94-6463-328-3_2How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Aten Apriani
AU  - Intan Zoraya
AU  - Chairil Afandy
PY  - 2023
DA  - 2023/12/21
TI  - The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu
BT  - Proceedings of the 1ST Bengkulu International Conference on Economics, Management, Business and Accounting (BICEMBA 2023)
PB  - Atlantis Press
SP  - 4
EP  - 13
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-328-3_2
DO  - 10.2991/978-94-6463-328-3_2
ID  - Apriani2023
ER  -