The Effect of Digital Transactions and Online Shopping on the Personal Financial Management Ability of Social Studies Students of Institut Pendidikan Indonesia Garut

DOI

10.2991/978-94-6463-234-7_31How to use a DOI?

Keywords

Digital Transactions; Online Shopping; Financial Management Ability

Abstract

Digital transactions and online shopping have become a new culture today, marking civilization's advancement in economic activities and challenges and opportunities for students to increase their insight and ability to take advantage of the development of economic digitization. Personal financial management problems are often challenging to manage appropriately; thus, this study is aimed to find out how students’ personal financial management abilities are in the middle of the rapid development of digital transactions and online shopping activities. With a quantitative descriptive approach, 30 Social Studies Education students from levels 1 to 3 were treated as the sample. The study found several findings, including 1) digital transactions affect’ personal financial management abilities by 31.2%, 2) shopping system online also affects personal financial management by 27.2%, and 3) digital transactions and online shopping jointly affect students’ personal financial management abilities by 25.4%, but the effect is in a low range. Students need an understanding and knowledge of the economic digitization system to have the ability to manage personal finances.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Tetep
AU  - Nizar Alam Hamdani
AU  - Arik Darojat
AU  - Mega Siti Syahbaniah
AU  - Prima Melati
AU  - Hilmi Nurfaizan
PY  - 2023
DA  - 2023/09/29
TI  - The Effect of Digital Transactions and Online Shopping on the Personal Financial Management Ability of Social Studies Students of Institut Pendidikan Indonesia Garut
BT  - Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)
PB  - Atlantis Press
SP  - 318
EP  - 326
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-234-7_31
DO  - 10.2991/978-94-6463-234-7_31
ID  - 2023
ER  -