Personal Finance Management Model for Polytechnic Students

DOI

10.2991/icastss-19.2019.10How to use a DOI?

Keywords

financial behavior, financial attitude, financial literacy, financial management, personal finance

Abstract

This study aims to: (1) examine the impact of financial literacy on financial attitude; (2) influece of financial attitude on financial behavior; (3) impact of financial literacy on financial behavior. Data were collected using questionnaires, interviews, observations, and literature studies. The research model was built using the structural equation model and analyzed with smartPLS-3 software. The results showed that (1) there is a positive and significant impact of financial literacy on financial attitude; (2) there is a positive and significant influence of financial attitude on financial behavior; (3) there is a positive and significant impact of financial literacy on financial behavior. The suggestions that can be given are (1) additions or changes to campus subjects and programs such as seminars so that students can better understand financial knowledge, behavior and attitudes; (2) further research needs to follow up the findings of this research by adding other variables included in the model, so that becomes more interesting and perfect.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - I Gede Iwan Suryadi
AU  - Ketut Vini Elfarosa
PY  - 2019/10
DA  - 2019/10
TI  - Personal Finance Management Model for Polytechnic Students
BT  - Proceedings of the International Conference On Applied Science and Technology 2019 - Social Sciences Track (iCASTSS 2019)
PB  - Atlantis Press
SP  - 359
EP  - 363
SN  - 2352-5398
UR  - https://doi.org/10.2991/icastss-19.2019.10
DO  - 10.2991/icastss-19.2019.10
ID  - Suryadi2019/10
ER  -