Combating Cyber Attacks in Online Banking: Effective Prevention Techniques and User Awareness Strategies

DOI

10.2991/978-2-38476-575-1_12How to use a DOI?

Keywords

Phishing Attacks; Online Banking; Cybersecurity; Social Engineering; Protective Strategies

Abstract

The Phishing-attacks pose a serious threat to the security of online banking. These scams rely on manipulating human behaviour to steal sensitive details. Attackers seek passwords and account numbers. As people rely more on digital services, methods have become more advanced. This change raises dangers for everyone involved. Impacts go further than money lost. Attacks weaken faith in online systems. They also harm the wider financial network. Users suffer direct effects. Banks face harm to their name. They meet checks from regulators. Phishing thus weakens the base of safe digital deals.

This study looks at how phishing works in banking. It reviews the mind tricks attackers use. Criminals send fake emails. They build false sites that look real. Users act because they seem true. For example, a pretend alert from a bank urges quick login. The site then takes details. This shows how tricks use rush or worry. Responses include tech fixes and teaching programs. Banks add extra checks for user proof. Campaigns show how to spot odd notes. But success differs. Surveys find many still open bad links after lessons. This shows a need to check methods often.

Findings point to low knowledge as a main cause. To fix this, the study suggests focused plans. People can check web addresses before sharing info. These steps cut dangers in many ways. All must commit to make them work. The analysis uses first-hand data from event logs. It adds facts from past work. Logs show how often attacks happen. They note win rates. Other studies give info on who falls victim. These build a full picture of weak spots. Groups can add smart spot tools. Banks can team with security groups for fast threat news.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Samriti Mahajan
AU  - Praveen Kumar Pandey
AU  - Komal Jaiswal
AU  - Sapna Sharma
AU  - Sandeep Kapoor
AU  - Anuradha
PY  - 2026
DA  - 2026/05/06
TI  - Combating Cyber Attacks in Online Banking: Effective Prevention Techniques and User Awareness Strategies
BT  - Proceedings of the International Conference on Dynamics of Environment, Sustainability, and Gender Disparities: A Holistic Dialogue for Inclusive Futures (ICDESGD 2025)
PB  - Atlantis Press
SP  - 182
EP  - 207
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-575-1_12
DO  - 10.2991/978-2-38476-575-1_12
ID  - Mahajan2026
ER  -