Proceedings of the International Conference on Economics and Banking 2015

The Influence Of Mobile Banking Transaction Used On Cost Reduction Of SMEs Employers

Authors
Sri Rahayu, Gilang Rahadian P.
Corresponding Author
Sri Rahayu
Available Online May 2015.
DOI
https://doi.org/10.2991/iceb-15.2015.13How to use a DOI?
Keywords
mobile banking, operating expenses, transaction costs, SMEs
Abstract
The aim of this study is to investigate the use of mobile banking as a way to decrease the transaction costs for the SMEs entrepreneurs. Mobile banking is a facility that is provided by the bank to its customers to better facilitate them in the transaction. Efficient in terms of time and cost is one of the advantages possessed by mobile banking, but a lot of coverage in the media in which the mobile banking users complained that they are actually harmful in terms of spending. Rates may not affect mobile banking for the users indiviu because the pricing is relatively small, but this will be a problem for employers in terms of transaction costs that they incur as well as for the management of Micro, Small and Medium Enterprises (SMEs) Cibaduyut shoes as one unit the biggest business in West Java, Indonesia. The method used in this research is descriptive and verification, testing analysis is done by a simple linear regression test and t test as an additional test to give an explanation that the use of mobile banking can lower transaction costs incurred. From the results of this study provide an overview of the use of mobile banking by employers that are proven to reduce transaction costs between before use and after use mobile banking. From the above results is expected that all parties concerned can further promote ease of use of this technology further efforts to contribute to the progress of the managers of SMEs
Open Access
This is an open access article distributed under the CC BY-NC license.

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Proceedings
International Conference on Economics and Banking (iceb-15)
Part of series
Advances in Economics, Business and Management Research
Publication Date
May 2015
ISBN
978-94-62520-86-8
ISSN
2352-5428
DOI
https://doi.org/10.2991/iceb-15.2015.13How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Sri Rahayu
AU  - Gilang Rahadian P.
PY  - 2015/05
DA  - 2015/05
TI  - The Influence Of Mobile Banking Transaction Used On Cost Reduction Of SMEs Employers
BT  - International Conference on Economics and Banking (iceb-15)
PB  - Atlantis Press
SN  - 2352-5428
UR  - https://doi.org/10.2991/iceb-15.2015.13
DO  - https://doi.org/10.2991/iceb-15.2015.13
ID  - Rahayu2015/05
ER  -