Research on Bank–Enterprise Relationship and SMEs Financing

DOI

10.2991/aebmr.k.191217.043How to use a DOI?

Keywords

bank–enterprise relationship, SMEs, financing

Abstract

This paper analyzes the correlation between bank-enterprise relationship and SME financing. With the small and medium enterprises in the wholesale and retail industry listed on the Shenzhen Stock Exchange in 2008-2018 as samples, the characteristic variables affecting corporate financing constraints and SME financing are comprehensively considered, including enterprise scale, cash ratio, fixed assets-net value, asset-liability ratio and profitability. The study finds that both bank-enterprise relationships have significantly positively affected their corporate finance. The conclusions of this paper have certain reference value for understanding the impact of bank-enterprise relationship on SME financing. The study finds that both bank-enterprise relationships have significantly positively affected their corporate finance. The conclusions of this paper have certain reference value for understanding the impact of bank-enterprise relationship on SME financing.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Huang Meiling
PY  - 2019
DA  - 2019/12/20
TI  - Research on Bank–Enterprise Relationship and SMEs Financing
BT  - Proceedings of the 2019 International Conference on Economic Management and Cultural Industry (ICEMCI 2019)
PB  - Atlantis Press
SP  - 239
EP  - 242
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.191217.043
DO  - 10.2991/aebmr.k.191217.043
ID  - Meiling2019
ER  -