A Research on the Influence of Digital Inclusive Finance on Financing Constraints of SMEs
Available Online 20 December 2019.
- https://doi.org/10.2991/aebmr.k.191217.098How to use a DOI?
- Digital inclusive finance, SMEs, Financing constraints
- It is a hot topic that how to ease financing constraints of SMEs effectively. Nowadays, the development of digital inclusive finance provides a solution to this problem. Based on Chinese Digital Inclusive Finance Development Index, this paper empirically examines the impact of the development of digital inclusive finance on SME financing constraints. Besides, the paper analyzes the difference of the mitigation effect of the development of digital inclusive finance on the financing constraints of SMEs under different levels of financial development. This paper finds that the development of digital inclusive finance can significantly ease the financing constraints of SMEs. In addition, in regions with lower levels of financial development, the mitigation effect of the development of digital inclusive finance on the financing constraints of SMEs may be enhanced. To a certain extent, this paper provides empirical data support for the promotion of digital inclusive finance.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Bo Huang PY - 2019 DA - 2019/12/20 TI - A Research on the Influence of Digital Inclusive Finance on Financing Constraints of SMEs BT - Proceedings of the 2019 International Conference on Economic Management and Cultural Industry (ICEMCI 2019) PB - Atlantis Press SP - 545 EP - 550 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.191217.098 DO - https://doi.org/10.2991/aebmr.k.191217.098 ID - Huang2019 ER -