Proceedings of the 2019 International Conference on Economic Management and Cultural Industry (ICEMCI 2019)

A Research on the Influence of Digital Inclusive Finance on Financing Constraints of SMEs

Authors
Bo Huang
Corresponding Author
Bo Huang
Available Online 20 December 2019.
DOI
https://doi.org/10.2991/aebmr.k.191217.098How to use a DOI?
Keywords
Digital inclusive finance, SMEs, Financing constraints
Abstract
It is a hot topic that how to ease financing constraints of SMEs effectively. Nowadays, the development of digital inclusive finance provides a solution to this problem. Based on Chinese Digital Inclusive Finance Development Index, this paper empirically examines the impact of the development of digital inclusive finance on SME financing constraints. Besides, the paper analyzes the difference of the mitigation effect of the development of digital inclusive finance on the financing constraints of SMEs under different levels of financial development. This paper finds that the development of digital inclusive finance can significantly ease the financing constraints of SMEs. In addition, in regions with lower levels of financial development, the mitigation effect of the development of digital inclusive finance on the financing constraints of SMEs may be enhanced. To a certain extent, this paper provides empirical data support for the promotion of digital inclusive finance.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - Bo Huang
PY  - 2019
DA  - 2019/12/20
TI  - A Research on the Influence of Digital Inclusive Finance on Financing Constraints of SMEs
BT  - Proceedings of the 2019 International Conference on Economic Management and Cultural Industry (ICEMCI 2019)
PB  - Atlantis Press
SP  - 545
EP  - 550
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.191217.098
DO  - https://doi.org/10.2991/aebmr.k.191217.098
ID  - Huang2019
ER  -