Proceedings of the 2023 5th International Conference on Economic Management and Cultural Industry (ICEMCI 2023)

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Research on the Optimization and Development of Commercial Banks Based on Fintech Development

Authors
Yuqing Cai1, *
1Graduate School of Public Administration, Nanyang Technological University, Singapore, Singapore
*Corresponding author. Email: CAIY0044@e.ntu.edu.sg
Corresponding Author
Yuqing Cai
Available Online 14 February 2024.
DOI
10.2991/978-94-6463-368-9_88How to use a DOI?
Keywords
Financial development; Technological innovation; Business progress; Financial technology
Abstract

The power of science and technology has become an important core competitiveness of the financial industry, and while it brings high efficiency and quality to financial business, it also faces new risks and challenges. The financial industry should deal with the relationship between security and development, gather consensus and synergy, and promote fintech to move forward steadily, and truly make fintech serve the people and benefit the people. “Fintech is technology-driven financial innovation. The financial administration should further improve the relevant supporting rules, and financial institutions should formulate an all-round digital transformation strategy, promote the in-depth application of fintech and accelerate digital transformation. In the development of fintech, extra attention needs to be paid to fairness and balance. This paper is based on the development of financial technology on the development of commercial banks to carry out a new breakthrough research, combined with the study of the progress and development of financial technology, a better study of the optimization of the development of commercial banks rain the future direction of the bank, and make a new analysis and outlook on the development of the bank.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2023 5th International Conference on Economic Management and Cultural Industry (ICEMCI 2023)
Series
Advances in Economics, Business and Management Research
Publication Date
14 February 2024
ISBN
10.2991/978-94-6463-368-9_88
ISSN
2352-5428
DOI
10.2991/978-94-6463-368-9_88How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Yuqing Cai
PY  - 2024
DA  - 2024/02/14
TI  - Research on the Optimization and Development of Commercial Banks Based on Fintech Development
BT  - Proceedings of the 2023 5th International Conference on Economic Management and Cultural Industry (ICEMCI 2023)
PB  - Atlantis Press
SP  - 740
EP  - 746
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-368-9_88
DO  - 10.2991/978-94-6463-368-9_88
ID  - Cai2024
ER  -